Discontinued — last reported Q4 '25
Cost of Revenue
Total Interest Expense
SoFi Technologies, Inc. Total Interest Expense decreased by 1.1% to $287.23M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 27.4%, from $225.40M to $287.23M. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementIncome Statement
SectionCost of Revenue
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2014
Last reportedQ4 2025
How to read this metric
An increase may signal higher funding costs or increased reliance on debt, while a decrease suggests improved funding efficiency or lower market rates.
Detailed definition
This represents the total cost incurred by the company to fund its operations through deposits, borrowings, and other de...
Peer comparison
Standard for any deposit-taking institution or lender.
Metric ID:
total_interest_expense_bankHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.00 | $0.00 | $0.00 | $431.00K | $4.54M | $14.15M | $40.67M | $73.12M | $106.53M | $145.56M | $182.61M | $211.45M | $231.82M | $248.29M | $238.60M | $225.40M | $233.23M | $264.90M | $290.51M | $287.23M |
| QoQ Change | — | — | — | — | +954.1% | +211.4% | +187.4% | +79.8% | +45.7% | +36.6% | +25.5% | +15.8% | +9.6% | +7.1% | -3.9% | -5.5% | +3.5% | +13.6% | +9.7% | -1.1% |
| YoY Change | — | — | — | — | — | — | — | >999% | >999% | +928.8% | +349.0% | +189.2% | +117.6% | +70.6% | +30.7% | +6.6% | +0.6% | +6.7% | +21.8% | +27.4% |
Range$0.00 – $290.51M
Avg YoY Growth>999%
Median YoY Growth+70.6%
Total Interest Expense at Other Companies
Frequently Asked Questions
- What is SoFi Technologies, Inc.'s total interest expense?
- SoFi Technologies, Inc. (SOFI) reported total interest expense of $287.23M in Q1 2026.
- How has SoFi Technologies, Inc.'s total interest expense changed year-over-year?
- SoFi Technologies, Inc.'s total interest expense increased by 27.4% year-over-year, from $225.40M to $287.23M.
- What does total interest expense mean?
- The total cost of interest paid on deposits and borrowed funds.