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SoFi Technologies, Inc. SOFI Total Interest Expense

Total Interest Expense at other companies

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JPMorgan ChaseJPM
$4.47B-0.4%
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SLMSLM
$68.16M-7.4%
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MVB Financial Corp.MVBF
$15.63M-1.0%
Axos Financial logo
Axos FinancialAX
$151.73M-0.6%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$19.39M-5.4%
FinWise Bancorp logo
FinWise BancorpFINW
$5.45M+28.1%

Other financials

Income statement

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Revenue$1.2B+42.5%
Gross profit$929.2M+46.1%
Net income$156.6M+61.1%
EPS (diluted)$0.12+50.0%

Balance sheet

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Cash & equivalents$3.1B+15.2%
Total debt$3.3B-18.2%
Total equity$11.1B+61.4%
Total assets$60.9B+48.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23.74B-11.6%
Enterprise value$24.02B-15.1%
P/E37.3×-10.5×
P/S5.5×-3.3×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.8%-3.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity7.1%-1.7pp
Debt / equity0.3×-0.3×
Current ratio0.2×

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: SoFi Technologies, Inc.’s 8-K, filed July 29, 2026. Open the filing →

Filed
Jul 29, 2026, 7:06 AM EDT
Accession
0001818874-26-000050

FAQ

What is SoFi Technologies, Inc.'s total interest expense?
SoFi Technologies, Inc. (SOFI) reported total interest expense of $320.46M in Q2 2026.
How has SoFi Technologies, Inc.'s total interest expense changed year-over-year?
SoFi Technologies, Inc.'s total interest expense increased by 37.4% year-over-year, from $233.23M to $320.46M.
What does total interest expense mean?
This represents the total interest paid to depositors, lenders, and other creditors to fund the company's operations. It is the primary cost of funds for a financial institution. Managing this expense is critical for maintaining a healthy net interest margin.

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