South Plains Financial, Inc. SPFI Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

Eagle BancorpEGBN

$6.7M-15.8%

Customers BancorpCUBI

$6.99M-11.2%

Provident Financial ServicesPFS

$7.41M-5.4%

Revenue$54.1M+10.2%

Net income$14.5M+18.3%

EPS (diluted)$0.85+18.1%

Cash & equivalents$722.0M+34.6%

Total debt$7.9M-10.9%

Total equity$504.9M+13.8%

Total assets$4.6B+5.5%

Operating cash flow$16.2M-38.0%

CapEx$1.4M+19.3%

Free cash flow$14.8M-40.6%

Market cap$807.57M+43.6%

P/E13.3×+2.3×

P/S3.7×+0.9×

Net margin28%+2.1pp

FCF margin28.4%-3.1pp

Return on equity12.8%+0.8pp

Debt / equity0×0.0×

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The official record: South Plains Financial, Inc.’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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What is South Plains Financial, Inc.'s operating lease liability - undiscounted excess amount?: South Plains Financial, Inc. (SPFI) reported operating lease liability - undiscounted excess amount of $2.17M in Q4 2025.
What does operating lease liability - undiscounted excess amount mean?: This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.