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South Plains Financial, Inc. SPFI Service Charges On Deposit Accounts

Service Charges On Deposit Accounts at other companies

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Other financials

Income statement

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Revenue$54.1M+10.2%
Net income$14.5M+18.3%
EPS (diluted)$0.85+18.1%

Balance sheet

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Cash & equivalents$722.0M+34.6%
Total debt$7.9M-10.9%
Total equity$504.9M+13.8%
Total assets$4.6B+5.5%

Cash flow

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Operating cash flow$16.2M-38.0%
CapEx$1.4M+19.3%
Free cash flow$14.8M-40.6%

Valuation

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Market cap$807.57M+41.4%
P/E13.3×+2.1×
P/S3.7×+0.8×

Profitability

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Net margin28%+2.1pp
FCF margin28.4%-3.1pp

Returns & leverage

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Return on equity12.8%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept spfi:ServiceChargesOnDepositAccounts.

The official record: South Plains Financial, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is South Plains Financial, Inc.'s service charges on deposit accounts?
South Plains Financial, Inc. (SPFI) reported service charges on deposit accounts of $2.26M in Q1 2026.
How has South Plains Financial, Inc.'s service charges on deposit accounts changed year-over-year?
South Plains Financial, Inc.'s service charges on deposit accounts increased by 5.3% year-over-year, from $2.14M to $2.26M.
What is the long-term trend for South Plains Financial, Inc.'s service charges on deposit accounts?
Over 4 years (2021 to 2025), South Plains Financial, Inc.'s service charges on deposit accounts has grown at a 6.1% compound annual growth rate (CAGR), from $6.96M to $8.82M.
What does service charges on deposit accounts mean?
This represents non-interest income generated from fees charged to customers for maintaining deposit accounts, such as overdraft fees, account maintenance fees, and wire transfer charges. It serves as a stable, recurring source of fee-based revenue for the bank.