South Plains Financial, Inc. SPFI Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 27.6%+2.1pp | 25.5%-3.2pp | 28.7%+1.5pp | 27.1%+0.4pp | |
| Free cash flow margin | 33.9%+5.2pp | 28.7%+3.4pp | 25.3%-30.2pp | 55.5%+12.9pp | |
| Returns | |||||
| Return on equity | 12.5%+0.8pp | 11.8%-4.7pp | 16.4%+1.2pp | 15.2%+0.2pp | |
| Return on assets | 1.3%+0.2pp | 1.2%-0.4pp | 1.5%+0.1pp | 1.5%-0.1pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×— | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×— | |
| Per Share | |||||
| Book value per share | $29.08+12.8% | $25.77+9.7% | $23.49+18.6% | $19.81-10.1% | |
| Valuation | |||||
| Market capitalization | $820.4M+43.6% | $569.54M+19.6% | $476.22M+1.8% | $468.01M-5.4% | |
| Enterprise value | $85.91M-60.8% | $219.36M+40.9% | $155.69M-35.7% | $242.02M— | |
| Price / earnings | 13.5×+2.3× | 11.5×+3.9× | 7.6×-0.4× | 8×-0.4× | |
| Price / sales | 3.8×+0.9× | 2.9×+0.7× | 2.2×0.0× | 2.2×-0.1× | |
| Price / book | 1.6×+0.3× | 1.3×+0.1× | 1.2×-0.1× | 1.3×+0.1× | |
| EV / sales | 0.4×-0.7× | 1.1×+0.4× | 0.7×-0.4× | 1.1×— | |
| Free cash flow yield | 7.5%-3.4pp | 9.8%-1.8pp | 11.6%-13.8pp | 25.5%+6.6pp | |
| Earnings yield | 7.4%-1.6pp | 8.7%-4.4pp | 13.2%+0.7pp | 12.4%+0.6pp | |
| Dividend yield | 1.3%-0.4pp | 1.6%-0.2pp | 1.8%+0.1pp | 1.7%+0.6pp | |
| PEG ratio | 0.7×— | —— | 1×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do South Plains Financial, Inc.'s ratios come from?
- Every ratio is computed from South Plains Financial, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
