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SR Bancorp, Inc. SRBK Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$43K+4.9%
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Five Star BancorpFSBC
$225K+39.8%
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

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Revenue$8.4M+6.4%
Net income$886.0K+65.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$63.7M+2.3%
Total debt$53.0M+65.6%
Total equity$184.5M-5.4%
Total assets$1.1B+6.5%

Cash flow

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Operating cash flow$2.0M-21.9%
CapEx$133.0K+79.7%
Free cash flow$1.9M-24.9%

Valuation

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Market cap$146.31M+22.0%
Enterprise value$135.63M+8.2%
P/E31.6×+8.3×
P/S4.6×

Profitability

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Net margin-27.5%-37.6pp
FCF margin-22.7%

Returns & leverage

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Return on equity2.4%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by SR Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: SR Bancorp, Inc.’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SR Bancorp, Inc.'s bank owned life insurance income?
SR Bancorp, Inc. (SRBK) reported bank owned life insurance income of $263K in Q1 2026.
How has SR Bancorp, Inc.'s bank owned life insurance income changed year-over-year?
SR Bancorp, Inc.'s bank owned life insurance income increased by 1.5% year-over-year, from $259K to $263K.
What is the long-term trend for SR Bancorp, Inc.'s bank owned life insurance income?
Over 3 years (2022 to 2025), SR Bancorp, Inc.'s bank owned life insurance income has grown at a 18.8% compound annual growth rate (CAGR), from $622K to $1.04M.
What does bank owned life insurance income mean?
Income generated from the cash surrender value or death benefits of life insurance policies purchased by the bank on the lives of key employees. This serves as a tax-advantaged non-interest income source that helps offset the costs of employee benefit programs.