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Texas Community Bancshares, Inc. TCBS Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

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Southside BancsharesSBSI
$986K+23.4%
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SR Bancorp, Inc.SRBK
$263K+1.5%
Bridgewater Bancshares, Inc. logo
Bridgewater Bancshares, Inc.BWB
$447K+17.9%
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Home Federal BancorpHFBL
$28K-3.4%
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MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

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Revenue$4.1M+8.9%
Net income$836.0K+30.0%
EPS (diluted)$0.31+40.9%

Balance sheet

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Cash & equivalents$6.5M-45.4%
Total debt$13.6M+232%
Total equity$54.2M+2.8%
Total assets$430.4M-2.7%

Cash flow

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Operating cash flow$1.6M+205%
CapEx$1.8M+6,279%
Free cash flow-$178.0K+88.6%

Valuation

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Market cap$50.78M+5.7%
P/E16.7×
P/S-0.1×

Profitability

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Net margin18.1%
FCF margin14.1%+11.9pp

Returns & leverage

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Return on equity5.7%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Texas Community Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Texas Community Bancshares, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Texas Community Bancshares, Inc.'s bank owned life insurance income?
Texas Community Bancshares, Inc. (TCBS) reported bank owned life insurance income of $43K in Q1 2026.
How has Texas Community Bancshares, Inc.'s bank owned life insurance income changed year-over-year?
Texas Community Bancshares, Inc.'s bank owned life insurance income increased by 4.9% year-over-year, from $41K to $43K.
What is the long-term trend for Texas Community Bancshares, Inc.'s bank owned life insurance income?
Over 3 years (2021 to 2025), Texas Community Bancshares, Inc.'s bank owned life insurance income has grown at a 15.9% compound annual growth rate (CAGR), from $111K to $173K.
What does bank owned life insurance income mean?
This metric captures the earnings generated from life insurance policies purchased by the bank on the lives of key employees or officers. It represents a non-interest income stream that helps offset the costs of employee benefit plans. The income is typically derived from the increase in cash surrender value or death benefit proceeds.