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Home Federal Bancorp HFBL Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Equity Bancshares logo
Equity BancsharesEQBK
$1.4M-61.1%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$43K+4.9%
PCB Bancorp logo
PCB BancorpPCB
$274K+10.9%

Other financials

Income statement

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Revenue$6.0M+15.7%
Net income$1.5M+96.8%
EPS (diluted)$0.48+100%

Balance sheet

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Cash & equivalents$28.9M-4.9%
Total debt$852.0K-0.6%
Total equity$58.0M+6.0%
Total assets$641.6M+3.6%

Cash flow

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Operating cash flow$2.9M+10.2%
CapEx$28.0K-26.3%
Free cash flow$843.0K-65.0%

Valuation

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Market cap$64.1M+54.3%
Enterprise value$36.01M+43.8%
P/E10.8×+0.1×
P/S2.7×+0.7×

Profitability

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Net margin25.1%+8.3pp
FCF margin61.4%+1.7pp

Returns & leverage

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Return on equity10.5%+4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Home Federal Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Home Federal Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Federal Bancorp's bank owned life insurance income?
Home Federal Bancorp (HFBL) reported bank owned life insurance income of $28K in Q1 2026.
How has Home Federal Bancorp's bank owned life insurance income changed year-over-year?
Home Federal Bancorp's bank owned life insurance income decreased by 3.4% year-over-year, from $29K to $28K.
What is the long-term trend for Home Federal Bancorp's bank owned life insurance income?
Over 3 years (2022 to 2025), Home Federal Bancorp's bank owned life insurance income has grown at a 0.6% compound annual growth rate (CAGR), from $114K to $116K.
What does bank owned life insurance income mean?
Income generated from the cash surrender value growth or death benefits of life insurance policies owned by the bank on the lives of key employees. This serves as a tax-advantaged investment vehicle used to offset the costs of employee benefit plans. It represents a stable, non-interest income stream for the institution.