Skip to content

PCB Bancorp PCB Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Bridgewater Bancshares, Inc. logo
Bridgewater Bancshares, Inc.BWB
$447K+17.9%
California BanCorp logo
California BanCorpBCAL
$518K+11.9%
Equity Bancshares logo
Equity BancsharesEQBK
$1.4M-61.1%
Five Star Bancorp logo
Five Star BancorpFSBC
$225K+39.8%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$2.17M+16.9%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$853K-17.3%

Other financials

Income statement

See full
Revenue$30.2M+12.4%
Net income$10.7M+37.7%
EPS (diluted)$0.74+39.6%

Balance sheet

See full
Cash & equivalents$267.4M+24.8%
Total debt$18.3M-6.0%
Total equity$396.7M+7.0%
Total assets$3.4B+5.5%

Cash flow

See full
Operating cash flow$20.7M+781%
CapEx$28.0K-96.3%
Free cash flow$20.6M+1,191%

Valuation

See full
Market cap$397.86M+40.7%
Enterprise value$148.76M+69.3%
P/E9.9×+0.1×
P/S3.3×+0.6×

Profitability

See full
Net margin33.9%+5.8pp
FCF margin36.5%+6.8pp

Returns & leverage

See full
Return on equity10.5%+2.5pp
Debt / equity0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: PCB Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about PCB Bancorp's bank owned life insurance income.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is PCB Bancorp's bank owned life insurance income?
PCB Bancorp (PCB) reported bank owned life insurance income of $274K in Q1 2026.
How has PCB Bancorp's bank owned life insurance income changed year-over-year?
PCB Bancorp's bank owned life insurance income increased by 10.9% year-over-year, from $247K to $274K.
What is the long-term trend for PCB Bancorp's bank owned life insurance income?
Over 4 years (2021 to 2025), PCB Bancorp's bank owned life insurance income has grown at a 75.7% compound annual growth rate (CAGR), from $108K to $1.03M.
What does bank owned life insurance income mean?
This reflects the income or increase in cash surrender value derived from life insurance policies held by the bank on the lives of key employees. It serves as a tax-advantaged financial instrument used to offset the costs of employee benefit programs.