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California BanCorp BCAL Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Five Star Bancorp logo
Five Star BancorpFSBC
$225K+39.8%
Bridgewater Bancshares, Inc. logo
Bridgewater Bancshares, Inc.BWB
$447K+17.9%
Equity Bancshares logo
Equity BancsharesEQBK
$1.4M-61.1%
PCB Bancorp logo
PCB BancorpPCB
$274K+10.9%
Plumas Bancorp logo
Plumas BancorpPLBC
$268K+44.7%
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$1.48M+24.0%

Other financials

Income statement

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Revenue$44.2M-1.3%
Net income$13.8M-18.2%
EPS (diluted)$0.42-19.2%

Balance sheet

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Cash & equivalents$411.1M-6.4%
Total debt$53.4M-38.9%
Total equity$577.8M+8.7%
Total assets$4.0B+1.6%

Cash flow

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Operating cash flow$8.5M+22.2%
CapEx$236.0K+125%
Free cash flow$8.3M+20.7%

Valuation

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Market cap$663.56M+40.9%
Enterprise value$305.83M+157%
P/E11.1×-16.1×
P/S3.7×+0.6×

Profitability

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Net margin33.4%+21.9pp
FCF margin32.5%+0.2pp

Returns & leverage

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Return on equity10.8%+6.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by California BanCorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: California BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is California BanCorp's bank owned life insurance income?
California BanCorp (BCAL) reported bank owned life insurance income of $518K in Q1 2026.
How has California BanCorp's bank owned life insurance income changed year-over-year?
California BanCorp's bank owned life insurance income increased by 11.9% year-over-year, from $463K to $518K.
What is the long-term trend for California BanCorp's bank owned life insurance income?
Over 3 years (2022 to 2025), California BanCorp's bank owned life insurance income has grown at a 16.2% compound annual growth rate (CAGR), from $1.49M to $2.34M.
What does bank owned life insurance income mean?
Represents the income generated from the cash surrender value growth or death benefits of bank-owned life insurance policies. This serves as a tax-advantaged noninterest income stream used to offset the costs of employee benefit programs.