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Bridgewater Bancshares, Inc. BWB Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Old National Bancorp logo
Old National BancorpONB
$7.56M+40.5%
NFB
Northfield BancorpNFBK
$1.89M+15.4%
California BanCorp logo
California BanCorpBCAL
$518K+11.9%
PCB Bancorp logo
PCB BancorpPCB
$274K+10.9%
Equity Bancshares logo
Equity BancsharesEQBK
$1.4M-61.1%
Five Star Bancorp logo
Five Star BancorpFSBC
$225K+39.8%

Other financials

Income statement

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Revenue$46.2M+43.1%
Net income$17.4M+80.7%
EPS (diluted)$0.58+87.1%

Balance sheet

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Cash & equivalents$222.2M+33.7%
Total debt$1.4M-8.5%
Total equity$528.4M+12.7%
Total assets$5.3B+3.9%

Cash flow

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Operating cash flow$16.0M+125%
CapEx$1.8M+241%
Free cash flow$14.2M+115%

Valuation

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Market cap$574.68M+39.4%
P/E10.7×-4.7×
P/S3.7×+0.1×

Profitability

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Net margin34.2%+11.1pp
FCF margin18.8%

Returns & leverage

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Return on equity10.8%+4.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Bridgewater Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Bridgewater Bancshares, Inc.’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bridgewater Bancshares, Inc.'s bank owned life insurance income?
Bridgewater Bancshares, Inc. (BWB) reported bank owned life insurance income of $447K in Q1 2026.
How has Bridgewater Bancshares, Inc.'s bank owned life insurance income changed year-over-year?
Bridgewater Bancshares, Inc.'s bank owned life insurance income increased by 17.9% year-over-year, from $379K to $447K.
What is the long-term trend for Bridgewater Bancshares, Inc.'s bank owned life insurance income?
Over 4 years (2021 to 2025), Bridgewater Bancshares, Inc.'s bank owned life insurance income has grown at a 51.4% compound annual growth rate (CAGR), from $316K to $1.66M.
What does bank owned life insurance income mean?
This metric reflects the earnings or increases in cash surrender value from life insurance policies held by the bank on the lives of its employees or executives. It serves as a tax-advantaged source of noninterest income used to offset benefit costs.