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1st Source Corporation SRCE Minimum Capital Adequacy with Capital Buffer Ratio (as a percent)

Minimum Capital Adequacy with Capital Buffer Ratio (as a percent) at other companies

Community Financial System logo
Community Financial SystemCBU
7%0.0pp
State Street logo
State StreetSTT
8%0.0pp
Northwest Bancshares logo
Northwest BancsharesNWBI
2.5%0.0pp
Community Financial System logo
Community Financial SystemCBU
10.5%0.0pp
WSFS Financial logo
WSFS FinancialWSFS
$723.74M-1.5%
Valley National Bank logo
Valley National BankVLY
11%+0.2pp

Other financials

Income statement

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Revenue$113.1M+8.7%
Net income$40.0M+6.5%
EPS (diluted)$1.63+7.2%

Balance sheet

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Cash & equivalents$118.8M-46.7%
Total debt$289.2M+373%
Total equity$1.3B+10.0%
Total assets$9.1B+1.7%

Cash flow

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Operating cash flow$59.1M-17.6%
CapEx$1.0M-58.8%
Free cash flow$58.1M-16.1%

Valuation

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Market cap$1.93B+14.7%

Profitability

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Net margin36.3%+0.9pp
FCF margin45.6%-7.1pp

Returns & leverage

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Return on equity13.2%+0.2pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by 1st Source Corporation in its filing.

Tagged under the XBRL concept source:CommonEquityTier1CapitalRequiredForCapitalAdequacyWithCapitalBuffertoRiskWeightedAssets.

The official record: 1st Source Corporation’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is 1st Source Corporation's minimum capital adequacy with capital buffer ratio (as a percent)?
1st Source Corporation (SRCE) reported minimum capital adequacy with capital buffer ratio (as a percent) of 7% in Q4 2025.
How has 1st Source Corporation's minimum capital adequacy with capital buffer ratio (as a percent) changed year-over-year?
1st Source Corporation's minimum capital adequacy with capital buffer ratio (as a percent) decreased by 0.0% year-over-year, from 7% to 7%.
What is the long-term trend for 1st Source Corporation's minimum capital adequacy with capital buffer ratio (as a percent)?
Over 5 years (2020 to 2025), 1st Source Corporation's minimum capital adequacy with capital buffer ratio (as a percent) has grown at a 0.0% compound annual growth rate (CAGR), from 7% to 7%.
What does minimum capital adequacy with capital buffer ratio (as a percent) mean?
This metric expresses the minimum Common Equity Tier 1 capital ratio required to meet regulatory capital adequacy, inclusive of capital conservation buffers. It is a standardized measure used to evaluate the strength of a bank's core equity relative to its risk-weighted assets. A higher ratio indicates a stronger ability to absorb losses without compromising the bank's solvency.