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Community Financial System CBU Common Equity Tier One Capital Required For Capital Adequacy Plus Capital Conservation Buffer Ratio

Common Equity Tier One Capital Required For Capital Adequacy Plus Capital Conservation Buffer Ratio at other companies

1st Source Corporation logo
1st Source CorporationSRCE
$356.62M+0.6%
Banner Corporation logo
Banner CorporationBANR
$623.2M+2.9%
GBC
Glacier BancorpGBCI
$1.04B+19.0%
Blackrock logo
BlackrockBLK
4.5%0.0pp
WSFS Financial logo
WSFS FinancialWSFS
$723.74M-1.5%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
4.5%0.0pp

Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.5B+2.6%

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept cbu:CommonEquityTierOneCapitalRequiredForCapitalAdequacyPlusCapitalConservationBufferRatio.

The official record: Community Financial System’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's common equity tier one capital required for capital adequacy plus capital conservation buffer ratio?
Community Financial System (CBU) reported common equity tier one capital required for capital adequacy plus capital conservation buffer ratio of 7% in Q4 2025.
How has Community Financial System's common equity tier one capital required for capital adequacy plus capital conservation buffer ratio changed year-over-year?
Community Financial System's common equity tier one capital required for capital adequacy plus capital conservation buffer ratio decreased by 0.0% year-over-year, from 7% to 7%.
What is the long-term trend for Community Financial System's common equity tier one capital required for capital adequacy plus capital conservation buffer ratio?
Over 5 years (2020 to 2025), Community Financial System's common equity tier one capital required for capital adequacy plus capital conservation buffer ratio has grown at a 0.0% compound annual growth rate (CAGR), from 7% to 7%.
What does common equity tier one capital required for capital adequacy plus capital conservation buffer ratio mean?
This metric calculates the total Common Equity Tier 1 (CET1) capital required to meet both the base regulatory capital adequacy standards and the additional capital conservation buffer. It serves as a primary measure of a bank's financial strength and its ability to withstand adverse economic conditions. Investors monitor this to assess the company's capital adequacy and regulatory compliance.