SouthState SSB Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 34.5%+4.7pp | 29.8%+1.4pp | 28.4%+1.2pp | 27.2%+0.9pp | 26.3%-4.8pp | |
| Free cash flow margin | 24.1%+15.5pp | 8.6%-6.0pp | 14.6%— | —— | —— | |
| Returns | ||||||
| Return on equity | 10.6%-0.1pp | 10.7%+1.4pp | 9.3%+1.1pp | 8.2%+1.0pp | 7.2%-2.2pp | |
| Return on assets | 1.4%0.0pp | 1.4%+0.2pp | 1.2%+0.2pp | 1.1%+0.1pp | 0.9%-0.2pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $91.29+2.3% | $89.25+0.8% | $88.57+2.5% | $86.42+2.0% | $84.69+10.4% | |
| Valuation | ||||||
| Market capitalization | $9.07B-4.1% | $9.46B-5.5% | $10.01B+10.0% | $9.1B-3.3% | $9.41B+24.0% | |
| Enterprise value | $6.73B-1.3% | $6.81B-7.4% | $7.35B+20.0% | $6.13B-7.1% | $6.6B+4.7% | |
| Price / earnings | 9.7×-2.1× | 11.8×-2.6× | 14.4×-1.0× | 15.4×-3.1× | 18.5×+4.3× | |
| Price / sales | 3.3×-0.2× | 3.5×-0.6× | 4.1×-0.1× | 4.2×-0.7× | 4.9×+0.4× | |
| Price / book | 1×0.0× | 1×-0.1× | 1.1×+0.1× | 1×-0.1× | 1.1×-0.2× | |
| EV / sales | 2.5×-0.1× | 2.5×-0.5× | 3×+0.2× | 2.8×-0.6× | 3.4×-0.3× | |
| Free cash flow yield | 7.2%+4.8pp | 2.4%-1.1pp | 3.6%— | —— | —— | |
| Earnings yield | 10.3%+1.9pp | 8.4%+1.5pp | 6.9%+0.4pp | 6.5%+1.1pp | 5.4%-1.6pp | |
| Dividend yield | 2.6%+0.2pp | 2.4%+0.3pp | 2.1%0.0pp | 2.1%+0.2pp | 1.9%-0.3pp | |
| PEG ratio | 0.1×-0.1× | 0.2×-0.1× | 0.4×-0.3× | 0.6×-1.6× | 2.2×+0.5× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do SouthState's ratios come from?
- Every ratio is computed from SouthState's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
