Operating
Total provisions for credit losses
Synchrony Financial Total provisions for credit losses decreased by 7.4% to $1.34B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 10.5%, from $1.49B to $1.34B. Over 4 years (FY 2021 to FY 2025), Total provisions for credit losses shows an upward trend with a 63.8% CAGR.
Analysis
StatementCash Flow Statement
SectionOperating
First reportedQ1 2013
Last reportedQ1 2026Apr 23, 2026
Metric ID:
operating_provision_for_loan_losses_expensedHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$194.00M | $25.00M | $561.00M | $521.00M | $724.00M | $929.00M | $1.20B | $1.29B | $1.38B | $1.49B | $1.80B | $1.88B | $1.69B | $1.60B | $1.56B | $1.49B | $1.15B | $1.15B | $1.44B | $1.34B |
| QoQ Change | — | +112.9% | >999% | -7.1% | +39.0% | +28.3% | +29.3% | +7.4% | +7.2% | +7.6% | +21.2% | +4.4% | -10.2% | -5.6% | -2.3% | -4.5% | -23.1% | +0.0% | +25.8% | -7.4% |
| YoY Change | — | — | — | — | +473.2% | >999% | +114.1% | +147.6% | +91.0% | +60.2% | +50.2% | +46.0% | +22.3% | +7.3% | -13.5% | -20.9% | -32.2% | -28.2% | -7.6% | -10.5% |
Range-$194.00M – $1.88B
CAGR+50.1%
Avg YoY Growth+282.2%
Median YoY Growth+34.2%
Business Segments
| Segment | Q1 '25 | Q1 '26 |
|---|---|---|
| Synchrony Segment | $1.49B | $1.34B |
| Total | $1.49B | $1.34B |
Total provisions for credit losses at Other Companies
Frequently Asked Questions
- What is Synchrony Financial's total provisions for credit losses?
- Synchrony Financial (SYF) reported total provisions for credit losses of $1.34B in Q1 2026.
- How has Synchrony Financial's total provisions for credit losses changed year-over-year?
- Synchrony Financial's total provisions for credit losses decreased by 10.5% year-over-year, from $1.49B to $1.34B.
- What is the long-term trend for Synchrony Financial's total provisions for credit losses?
- Over 4 years (2021 to 2025), Synchrony Financial's total provisions for credit losses has grown at a 63.8% compound annual growth rate (CAGR), from $726.00M to $5.23B.