Other

Interest Income (Expense), Operating

Synchrony Financial Interest Income (Expense), Operating decreased by 2.6% to $4.64B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.8%, from $4.46B to $4.64B. Over 4 years (FY 2021 to FY 2025), Interest Income (Expense), Operating shows an upward trend with a 6.7% CAGR.

Analysis

StatementIncome Statement
SectionOther
CategoryLeverage
SignalContext dependent
VolatilityStable
First reportedQ1 2013
Last reportedQ1 2026Apr 23, 2026

How to read this metric

A net expense indicates debt-heavy financing, while net income suggests a strong cash position or high-yield investments.

Detailed definition

Net interest income or expense represents the difference between interest earned on cash and investments and interest pa...

Peer comparison

Depends on the capital structure; defense companies typically maintain moderate leverage to fund long-term projects.

Metric ID: other_interest_income_expense_net

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$3.31B$3.66B$3.83B$3.79B$3.80B$3.93B$4.11B$4.05B$4.12B$4.36B$4.47B$4.41B$4.41B$4.61B$4.59B$4.46B$4.52B$4.72B$4.76B$4.64B
QoQ Change+10.4%+4.7%-1.1%+0.3%+3.3%+4.5%-1.3%+1.7%+5.9%+2.4%-1.4%+0.0%+4.6%-0.4%-2.8%+1.3%+4.4%+0.9%-2.6%
YoY Change+14.8%+7.4%+7.2%+6.9%+8.4%+11.0%+8.8%+8.7%+6.9%+5.7%+2.8%+1.3%+2.6%+2.4%+3.7%+3.8%
Range$3.31B$4.76B
CAGR+7.3%
Avg YoY Growth+6.4%
Median YoY Growth+6.9%

Frequently Asked Questions

What is Synchrony Financial's interest income (expense), operating?
Synchrony Financial (SYF) reported interest income (expense), operating of $4.64B in Q1 2026.
How has Synchrony Financial's interest income (expense), operating changed year-over-year?
Synchrony Financial's interest income (expense), operating increased by 3.8% year-over-year, from $4.46B to $4.64B.
What is the long-term trend for Synchrony Financial's interest income (expense), operating?
Over 4 years (2021 to 2025), Synchrony Financial's interest income (expense), operating has grown at a 6.7% compound annual growth rate (CAGR), from $14.24B to $18.47B.
What does interest income (expense), operating mean?
The net cost or gain from interest-bearing assets and liabilities.