Interest on cash and debt securities
Synchrony Financial Interest on cash and debt securities increased by 2.2% to $190.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 20.2%, from $238.00M to $190.00M. Over 4 years (FY 2021 to FY 2025), Interest on cash and debt securities shows an upward trend with a 114.1% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase reflects higher yields on liquid assets or a larger investment portfolio, while a decrease suggests lower interest rate environments or reduced liquidity holdings.
Detailed definition
This metric captures the interest and dividend income earned from cash equivalents and investment securities held by the...
Peer comparison
Commonly reported by all financial institutions under interest income categories.
other_interestand_dividend_income_cashand_securities_operatingHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $11.00M | $11.00M | $11.00M | $14.00M | $35.00M | $84.00M | $132.00M | $170.00M | $209.00M | $203.00M | $226.00M | $275.00M | $281.00M | $263.00M | $230.00M | $238.00M | $258.00M | $221.00M | $186.00M | $190.00M |
| QoQ Change | — | +0.0% | +0.0% | +27.3% | +150.0% | +140.0% | +57.1% | +28.8% | +22.9% | -2.9% | +11.3% | +21.7% | +2.2% | -6.4% | -12.5% | +3.5% | +8.4% | -14.3% | -15.8% | +2.2% |
| YoY Change | — | — | — | — | +218.2% | +663.6% | >999% | >999% | +497.1% | +141.7% | +71.2% | +61.8% | +34.4% | +29.6% | +1.8% | -13.5% | -8.2% | -16.0% | -19.1% | -20.2% |
Business Segments
| Segment | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|
| Synchrony Segment | $238.00M | $258.00M | $221.00M | $186.00M | $190.00M |
| Total | $238.00M | $258.00M | $221.00M | $186.00M | $190.00M |
Interest on cash and debt securities at Other Companies
Frequently Asked Questions
- What is Synchrony Financial's interest on cash and debt securities?
- Synchrony Financial (SYF) reported interest on cash and debt securities of $190.00M in Q1 2026.
- How has Synchrony Financial's interest on cash and debt securities changed year-over-year?
- Synchrony Financial's interest on cash and debt securities decreased by 20.2% year-over-year, from $238.00M to $190.00M.
- What is the long-term trend for Synchrony Financial's interest on cash and debt securities?
- Over 4 years (2021 to 2025), Synchrony Financial's interest on cash and debt securities has grown at a 114.1% compound annual growth rate (CAGR), from $43.00M to $903.00M.
- What does interest on cash and debt securities mean?
- Income earned from holding cash and investment securities.