Where do Synchrony Financial's ratios come from?

Every ratio is computed from Synchrony Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Synchrony Financial SYF Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Returns
Return on equity	85%+3.2pp	81.8%-1.7pp	83.4%+0.4pp	83.1%-0.5pp	83.6%-2.0pp
Return on assets	11.7%+0.5pp	11.2%0.0pp	11.1%+0.3pp	10.8%+0.1pp	10.7%-0.1pp
Leverage
Debt-to-equity	3.7×0.0×	3.7×0.0×	3.7×-0.1×	3.9×-0.1×	3.9×0.0×
Debt-to-assets	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×
Valuation
Market capitalization	$104.77B+3.0%	$101.71B+4.9%	$96.97B+7.2%	$90.45B+6.5%	$84.9B+3.8%
Enterprise value	$95.59B+3.9%	$92.03B+4.8%	$87.84B+8.7%	$80.83B+6.7%	$75.74B+3.3%
Price / earnings	29.9×-0.4×	30.3×+1.2×	29.1×+1.1×	28×+1.1×	26.8×+1.0×
Price / book	6.2×+0.2×	6×+0.3×	5.8×+0.3×	5.5×+0.2×	5.2×+0.1×
Earnings yield	53.9%+0.8pp	53.1%-2.0pp	55.1%-2.4pp	57.5%-2.4pp	59.8%-2.4pp
Dividend yield	6.5%-0.1pp	6.6%-0.2pp	6.7%-0.4pp	7.2%-0.5pp	7.7%-0.4pp
PEG ratio	7.3×-5.9×	13.1×+5.5×	7.7×+0.4×	7.3×+0.5×	6.8×+5.5×

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Where do Synchrony Financial's ratios come from?: Every ratio is computed from Synchrony Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.