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Synchrony Financial SYF Business Segments — Interest and fees on loans (Note 4)

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Other financials

Income statement

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Net income$805.0M+6.3%
EPS (diluted)$2.27+20.1%

Balance sheet

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Cash & equivalents$20.6B-4.9%
Total debt$16.4B-3.4%
Total equity$16.5B-0.6%
Total assets$121.50B-0.4%

Cash flow

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Operating cash flow$2.2B-0.8%

Valuation

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Market cap$25.58B+2.5%
Enterprise value$21.45B-0.3%
P/E7.1×-0.5×

Returns & leverage

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Return on equity21.8%+3.2pp
Debt / equity1×0.0×

Where this comes from

Reported directly by Synchrony Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The official record: Synchrony Financial’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Synchrony Financial's business segments — interest and fees on loans (note 4)?
Synchrony Financial (SYF) reported business segments — interest and fees on loans (note 4) of $5.41B in Q1 2026.
How has Synchrony Financial's business segments — interest and fees on loans (note 4) changed year-over-year?
Synchrony Financial's business segments — interest and fees on loans (note 4) increased by 1.9% year-over-year, from $5.31B to $5.41B.
What is the long-term trend for Synchrony Financial's business segments — interest and fees on loans (note 4)?
Over 3 years (2022 to 2025), Synchrony Financial's business segments — interest and fees on loans (note 4) has grown at a 8.7% compound annual growth rate (CAGR), from $16.88B to $21.7B.
What does business segments — interest and fees on loans (note 4) mean?
Represents the gross revenue generated from interest charges and associated fees on the credit card and consumer loan portfolios within the primary business segment. This metric reflects the core yield earned on outstanding receivables before accounting for funding costs or credit losses.