Business Segments · Retailer Share Arrangements

Business Segments — Retailer Share Arrangements

Synchrony Financial Business Segments — Retailer Share Arrangements decreased by 2.2% to $1.07B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 19.6%, from $895.00M to $1.07B. Over 3 years (FY 2022 to FY 2025), Business Segments — Retailer Share Arrangements shows relatively stable performance with a -2.6% CAGR.

Analysis

StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

Higher payments often correlate with strong program profitability, while lower payments may indicate reduced partner performance or program restructuring.

Detailed definition

Payments made to retail partners under profit-sharing agreements, where the retailer shares in the economic results of t...

Peer comparison

Specific to private-label credit card issuers; comparable to 'Partner Revenue Share' or 'Marketing Incentives'.

Metric ID: syf_segment_synchrony_segment_retailer_share_arrangements

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.08B$1.08B$1.08B$1.08B$915.25M$915.25M$915.25M$915.25M$764.00M$810.00M$914.00M$919.00M$895.00M$992.00M$1.02B$1.09B$1.07B
QoQ Change+0.0%+0.0%+0.0%-15.5%+0.0%+0.0%+0.0%-16.5%+6.0%+12.8%+0.5%-2.6%+10.8%+3.2%+6.8%-2.2%
YoY Change-15.5%-15.5%-15.5%-15.5%-16.5%-11.5%-0.1%+0.4%+17.1%+22.5%+12.0%+19.0%+19.6%
Range$764.00M$1.09B
CAGR-0.3%
Avg YoY Growth+0.0%
Median YoY Growth-0.1%

Frequently Asked Questions

What is Synchrony Financial's business segments — retailer share arrangements?
Synchrony Financial (SYF) reported business segments — retailer share arrangements of $1.07B in Q1 2026.
How has Synchrony Financial's business segments — retailer share arrangements changed year-over-year?
Synchrony Financial's business segments — retailer share arrangements increased by 19.6% year-over-year, from $895.00M to $1.07B.
What is the long-term trend for Synchrony Financial's business segments — retailer share arrangements?
Over 3 years (2022 to 2025), Synchrony Financial's business segments — retailer share arrangements has grown at a -2.6% compound annual growth rate (CAGR), from $4.33B to $4.01B.
What does business segments — retailer share arrangements mean?
Profit-sharing payments made to retail partners for credit programs.