Synchrony Financial Business Segments — Retailer Share Arrangements decreased by 2.2% to $1.07B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 19.6%, from $895.00M to $1.07B. Over 3 years (FY 2022 to FY 2025), Business Segments — Retailer Share Arrangements shows relatively stable performance with a -2.6% CAGR.
Higher payments often correlate with strong program profitability, while lower payments may indicate reduced partner performance or program restructuring.
Payments made to retail partners under profit-sharing agreements, where the retailer shares in the economic results of t...
Specific to private-label credit card issuers; comparable to 'Partner Revenue Share' or 'Marketing Incentives'.
syf_segment_synchrony_segment_retailer_share_arrangements| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.08B | $1.08B | $1.08B | $1.08B | $915.25M | $915.25M | $915.25M | $915.25M | $764.00M | $810.00M | $914.00M | $919.00M | $895.00M | $992.00M | $1.02B | $1.09B | $1.07B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -15.5% | +0.0% | +0.0% | +0.0% | -16.5% | +6.0% | +12.8% | +0.5% | -2.6% | +10.8% | +3.2% | +6.8% | -2.2% |
| YoY Change | — | — | — | — | -15.5% | -15.5% | -15.5% | -15.5% | -16.5% | -11.5% | -0.1% | +0.4% | +17.1% | +22.5% | +12.0% | +19.0% | +19.6% |