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The Bancorp TBBK Q1 2026 earnings

Reported April 23, 2026 · After market close

Revenue$161.3MMiss by $28.0M
EPS$1.41Beat by $0.07
Revenue estimate$189.3M
EPS estimate$1.34

Next report

Jul 30, 2026 (Today)
Revenue estimate$166.7M
EPS estimate$1.37

Financials

Q1 2026

Income statement

See full
Revenue$161.3M-8.0%
Net income$60.1M+5.1%
EPS (diluted)$1.41+18.5%

Balance sheet

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Cash & equivalents$67.2M-93.4%
Total debt$483.6M+3,357%
Total equity$697.0M-16.0%
Total assets$9.9B+5.5%

Cash flow

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Operating cash flow$85.2M-9.8%
CapEx$468.0K-38.8%
Free cash flow$84.8M-9.6%

Valuation & ratios

Valuation

as of 07/29/26
See full
Market cap$2.86B-4.6%
Enterprise value$3.28B+22.6%
P/E12.4×-1.0×
P/S4.2×-0.5×

Profitability

See full
Net margin33.5%-3.8pp

Returns & leverage

See full
Return on equity30.3%+3.8pp
Debt / equity0.7×+0.7×

Segments

By product

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Total Fintech Fees$38.1M+10.5%
Prepaid Card Fees$26.7M+3.7%
Credit Card Merchant Discount$5.8M+12.9%
Consumer Credit Fintech Fees$5.6M+55.4%

Versus estimates

Revenue

Q1 2026$161.3MMiss by $28.0M
Q4 2025$172.6MBeat by $8.5MQ3 2025$174.6MBeat by $12.3MQ2 2025$181.2MBeat by $83.4MQ1 2025$175.4MBeat by $67.7MQ4 2024$149.2MBeat by $52.5M

Diluted EPS

Q1 2026$1.41Beat by $0.07
Q4 2025$1.28Miss by $0.18Q3 2025$1.18Miss by $0.15Q2 2025$1.27Miss by $0.01Q1 2025$1.19Miss by $0.05Q4 2024$1.15Beat by $0.02

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Questions, answered.

When did The Bancorp report Q1 2026 earnings?
The Bancorp (TBBK) reported Q1 2026 earnings on April 23, 2026 after market close.
What were The Bancorp's Q1 2026 revenue and EPS?
The Bancorp reported revenue of $161.3M and eps of $1.41 for Q1 2026.
Did The Bancorp beat estimates in Q1 2026?
Revenue missed the consensus estimate of $189.3M by $28.0M. EPS beat the consensus estimate of $1.34 by $0.07.
How did The Bancorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 8.0% from $175.4M a year earlier and eps grew 18.5% from $1.19.
Where can I find The Bancorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0002039852-26-000063) and the 10-Q periodic report (0001295401-26-000004) directly on SEC EDGAR. The filing index links above go to sec.gov.