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The Bancorp TBBK Q3 2025 earnings

Reported October 23, 2025 · After market close

Revenue$174.6MBeat by $12.3M
EPS$1.18Miss by $0.15
Revenue estimate$162.3M
EPS estimate$1.33

Next report

Oct 29, 2026 (in a month)
Revenue estimate$154.9M
EPS estimate$1.48

Financials

Q3 2025

Income statement

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Revenue$174.6M+38.8%
Net income$54.9M+6.6%
EPS (diluted)$1.18+13.5%

Balance sheet

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Cash & equivalents$84.7M+51.8%
Total debt$213.8M+23.5%
Total equity$778.2M-4.6%
Total assets$8.6B+6.2%

Cash flow

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Operating cash flow$151.6M+198%
CapEx$634.0K-43.6%
Free cash flow$150.9M+204%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$3.45B+26.6%
Enterprise value$3.58B+25.9%
P/E15.1×+1.9×
P/S5×-0.5×

Profitability

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Net margin33%-8.7pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity28.6%+2.7pp
Debt / equity0.3×+0.1×

Segments

By product

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Prepaid, debit card and related fees$25.5M+6.7%
ACH, card and other payment fees$5.1M+30.4%
Consumer credit fintech fees$4.5M+181%

FAQ

When did The Bancorp report Q3 2025 earnings?
The Bancorp (TBBK) reported Q3 2025 earnings on October 23, 2025 after market close.
What were The Bancorp's Q3 2025 revenue and EPS?
The Bancorp reported revenue of $174.6M and eps of $1.18 for Q3 2025.
Did The Bancorp beat estimates in Q3 2025?
Revenue beat the consensus estimate of $162.3M by $12.3M. EPS missed the consensus estimate of $1.33 by $0.15.
How did The Bancorp's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 38.8% from $125.8M a year earlier and eps grew 13.5% from $1.04.
Where can I find The Bancorp's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0001295401-25-000004) directly on SEC EDGAR. The filing index links above go to sec.gov.