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The Bancorp TBBK Q2 2025 earnings

Reported July 24, 2025 · After market close

Revenue$181.2MBeat by $83.4M
EPS$1.27Miss by $0.01
Revenue estimate$97.8M
EPS estimate$1.28

Next report

Jul 30, 2026 (Today)
Revenue estimate$166.7M
EPS estimate$1.37

Financials

Q2 2025

Income statement

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Revenue$181.2M+45.6%
Net income$59.8M+11.4%
EPS (diluted)$1.27+21.0%

Balance sheet

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Cash & equivalents$340.3M-16.1%
Total debt$13.9M
Total equity$860.3M+10.7%
Total assets$8.8B+8.5%

Cash flow

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Operating cash flow$123.9M+624%
CapEx$507.0K-69.1%
Free cash flow$123.4M+697%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$2.54B+27.7%
Enterprise value$2.22B
P/E11.3×+1.6×
P/S-0.2×

Profitability

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Net margin35%-7.3pp
FCF margin51.8%+10.3pp

Returns & leverage

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Return on equity27.4%+0.6pp
Debt / equity

Segments

By product

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Total Fintech Fees$35.6M+27.8%
Prepaid Card Fees$26.1M+5.5%
Credit Card Merchant Discount$5.6M+85.4%
Consumer Credit Fintech Fees$4.0M+2,736%

Versus estimates

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Questions, answered.

When did The Bancorp report Q2 2025 earnings?
The Bancorp (TBBK) reported Q2 2025 earnings on July 24, 2025 after market close.
What were The Bancorp's Q2 2025 revenue and EPS?
The Bancorp reported revenue of $181.2M and eps of $1.27 for Q2 2025.
Did The Bancorp beat estimates in Q2 2025?
Revenue beat the consensus estimate of $97.8M by $83.4M. EPS missed the consensus estimate of $1.28 by $0.01.
How did The Bancorp's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 45.6% from $124.5M a year earlier and eps grew 21.0% from $1.05.
Where can I find The Bancorp's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001562762-25-000202) directly on SEC EDGAR. The filing index links above go to sec.gov.