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The Bancorp TBBK Q4 2025 Annual earnings

Reported January 29, 2026 · After market close

Revenue$172.6MBeat by $8.5M
EPS$1.28Miss by $0.18
Revenue estimate$164.1M
EPS estimate$1.46

Next report

Oct 29, 2026 (in a month)
Revenue estimate$154.9M
EPS estimate$1.48

Financials

Q4 2025

Income statement

See full
Revenue$172.6M+8.2%
Net income$56.3M+0.7%
EPS (diluted)$1.28+12.3%

Balance sheet

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Cash & equivalents$112.6M-80.2%
Total debt$232.7M+1,550%
Total equity$689.8M-12.7%
Total assets$9.4B+7.2%

Cash flow

See full
CapEx$5.2M+754%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$2.97B+17.5%
Enterprise value$3.09B+56.9%
P/E13×+1.4×
P/S4.2×-0.5×

Profitability

See full
Net margin32.4%-8.3pp

Returns & leverage

See full
Return on equity30.8%+3.6pp
Debt / equity0.3×+0.3×

Segments

By product

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Prepaid, debit card and related fees$26.2M+7.1%
ACH, card and other payment fees$5.3M+10.8%
Consumer credit fintech fees$4.5M+48.1%

FAQ

When did The Bancorp report Q4 2025 earnings?
The Bancorp (TBBK) reported Q4 2025 earnings on January 29, 2026 after market close.
What were The Bancorp's Q4 2025 revenue and EPS?
The Bancorp reported revenue of $172.6M and eps of $1.28 for Q4 2025.
Did The Bancorp beat estimates in Q4 2025?
Revenue beat the consensus estimate of $164.1M by $8.5M. EPS missed the consensus estimate of $1.46 by $0.18.
How did The Bancorp's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 15.7% from $149.2M a year earlier and eps grew 11.3% from $1.15.
Where can I find The Bancorp's Q4 2025 SEC filings?
You can read the 8-K earnings release (0002039852-26-000004) and the 10-K periodic report (0001295401-26-000002) directly on SEC EDGAR. The filing index links above go to sec.gov.