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The Bancorp TBBK Net Interest Income (After Provisions)

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Other financials

Income statement

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Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

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Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Provision for credit losses on fintech loans25,76643,23354,60989,101
Provision (reversal) for unfunded commitments(42)(364)64(253)
Provision for credit losses, total26,08944,36353,69091,216
Net interest income after provision for credit losses64,37753,129125,59098,019
Non-interest income:
Fintech fees:
ACH, card and other payment fees6,5595,56212,35510,694
Prepaid, debit card and related fees27,79026,11354,46751,827

Item 1. Financial Statements

FAQ

What is The Bancorp's net interest income (after provisions)?
The Bancorp (TBBK) reported net interest income (after provisions) of $64.38M in Q2 2026.
How has The Bancorp's net interest income (after provisions) changed year-over-year?
The Bancorp's net interest income (after provisions) increased by 21.2% year-over-year, from $53.13M to $64.38M.
What is the long-term trend for The Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), The Bancorp's net interest income (after provisions) has grown at a -1.2% compound annual growth rate (CAGR), from $207.77M to $197.82M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for credit losses, providing a view of the profitability of the lending business after accounting for expected credit risks. This metric is a key indicator of the quality and sustainability of the bank's net interest margin.

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