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FinWise Bancorp FINW Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

The Bancorp logo
The BancorpTBBK
$61.21M+36.4%
Finward Bancorp logo
Finward BancorpFNWD
$15.02M+16.8%
West Bancorporation logo
West BancorporationWTBA
$24.39M+16.9%
Customers Bancorp logo
Customers BancorpCUBI
$167.98M+20.7%
Merchants Bancorp logo
Merchants BancorpMBIN
$113.35M-1.0%
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Other financials

Income statement

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Revenue$42.7M+93.4%
Net income$2.7M-14.2%
EPS (diluted)$0.20-13.0%

Balance sheet

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Cash & equivalents$96.9M-19.4%
Total debt$4.4M-16.9%
Total equity$196.6M+10.9%
Total assets$899.4M+11.9%

Cash flow

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Operating cash flow$19.7M+191%
CapEx$21.0K-82.1%
Free cash flow$19.7M+191%

Valuation

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Market cap$198.74M+7.6%
P/E12.7×-0.9×
P/S1.3×-0.8×

Profitability

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Net margin10.3%-4.7pp
FCF margin-14.7%-40.8pp

Returns & leverage

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Return on equity8.4%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by FinWise Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: FinWise Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FinWise Bancorp's net interest income (after provisions)?
FinWise Bancorp (FINW) reported net interest income (after provisions) of $17.51M in Q1 2026.
How has FinWise Bancorp's net interest income (after provisions) changed year-over-year?
FinWise Bancorp's net interest income (after provisions) increased by 60.0% year-over-year, from $10.94M to $17.51M.
What is the long-term trend for FinWise Bancorp's net interest income (after provisions)?
Over 4 years (2021 to 2025), FinWise Bancorp's net interest income (after provisions) has grown at a -4.2% compound annual growth rate (CAGR), from $39.94M to $33.61M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses to reflect the net revenue available after accounting for expected loan defaults. It provides a more accurate view of the bank's true earnings power after considering the inherent credit risk of its lending activities.