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The Bancorp TBBK Stock-Based Comp

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Other financials

Income statement

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Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

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Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Provision for credit losses, total53,69091,216
Fintech loan credit enhancement income(54,609)(89,101)
Accretion of fees, premiums, and discounts, net(2,368)(1,137)
Stock-based compensation expense10,0529,766
Realized gains on commercial loans, at fair value(136)(705)
Gain on sale of fixed assets(38)(7)
(Increase) decrease in accrued interest receivable(252)1,106
(Increase) decrease in other assets(10,600)19,127

Item 1. Financial Statements

FAQ

What is The Bancorp's stock-based comp?
The Bancorp (TBBK) reported stock-based comp of $5.3M in Q2 2026.
How has The Bancorp's stock-based comp changed year-over-year?
The Bancorp's stock-based comp increased by 2.4% year-over-year, from $5.18M to $5.3M.
What is the long-term trend for The Bancorp's stock-based comp?
Over 4 years (2021 to 2025), The Bancorp's stock-based comp has grown at a 22.8% compound annual growth rate (CAGR), from $8.63M to $19.6M.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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