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Live Oak Bancshares LOB Stock-Based Comp

Stock-Based Comp at other companies

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Other financials

Income statement

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Revenue$156.1M+8.6%
Net income$36.8M+57.1%
EPS (diluted)$0.74+45.1%

Balance sheet

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Cash & equivalents$927.6M+40.0%
Total debt$99.8M-7.3%
Total equity$1.3B+23.9%
Total assets$16.0B+16.0%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.97B+40.0%
Enterprise value$1.14B+34.0%
P/E14.1×-11.0×
P/S3.2×+0.5×

Profitability

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Net margin22.9%+12.0pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11.7%+6.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:RestrictedStockExpense.

The source filing: Live Oak Bancshares’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:36 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001462120-26-000039
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Equity method investments loss (income)8172,239
Equity security investments (gains) losses, net(20)
Net (gain) loss on equity warrant assets(26)304
Restricted stock compensation expense6,8806,667
Stock based compensation excess tax deficiency(48)(156)
Lease right-of-use assets and liabilities, net(26)(14)
Changes in assets and liabilities:
Other assets3,341(705)

Item 1. Financial Statements (Unaudited)

FAQ

What is Live Oak Bancshares's stock-based comp?
Live Oak Bancshares (LOB) reported stock-based comp of $6.88M in Q1 2026.
How has Live Oak Bancshares's stock-based comp changed year-over-year?
Live Oak Bancshares's stock-based comp increased by 3.2% year-over-year, from $6.67M to $6.88M.
What is the long-term trend for Live Oak Bancshares's stock-based comp?
Over 4 years (2021 to 2025), Live Oak Bancshares's stock-based comp has grown at a -100.0% compound annual growth rate (CAGR), from $1.38M to $0.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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