What does commercial — total direct non-interest expense mean?

This metric represents the aggregate operating costs directly attributable to the commercial lending and leasing business segment, excluding interest expense. It encompasses personnel costs, administrative overhead, and operational expenses specifically incurred to support specialty lending activities such as securities-backed lines of credit, fleet leasing, and SBA lending. Monitoring this figure allows investors to assess the operational efficiency and cost structure of the company's core commercial lending operations.

The Bancorp (TBBK) Commercial — Total direct non-interest expense

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Other segment segments

Fintech

$8.02M+1.9%

REBL

$2.47M-0.4%

Institutional Banking

$2.34M-41.9%

Similar metrics at other companies

VLYCommercial Banking — Non-interest expense

$185M+4.1%

CFRNon-Banks — Total non-interest expense

$1.37M-7.5%

CFRBank — Total non-interest expense

$320.11M+5.1%

RFOther — Total non-interest expense

$33M-13.2%

CASHCommercial — Total noninterest expense

$37.99M-3.4%

WTFCCommunity Banking — Total non-interest expense

$309.98M+2.6%

Other financials

Income statement

See full

Revenue$163.5M-9.8%

Net income$60.7M+1.4%

EPS (diluted)$1.45+14.2%

Balance sheet

See full

Cash & equivalents$80.1M-76.5%

Total debt$748.3M+5,284%

Total equity$705.4M-18.0%

Total assets$9.2B+4.3%

Cash flow

See full

Operating cash flow$34.9M-31.0%

CapEx$466.0K-8.1%

Free cash flow$34.4M-31.2%

Valuation

See full

Market cap$2.99B+2.9%

Enterprise value$3.66B+41.8%

P/E12.9×-0.1×

P/S4.4×-0.1×

Profitability

See full

Gross margin100%—

Net margin34.5%-0.4pp

FCF margin52.2%+11.7pp

Returns & leverage

See full

Return on equity29.6%+2.2pp

Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed: Aug 6, 2026, 2:21 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001628280-26-054157

Line item	Fintech	Credit Solutions / REBL	Credit Solutions / Institutional Banking	Credit Solutions / Commercial	Corporate	Total
Data processing expense	378	48	647	1	313	1,387
Software	284	28	645	440	4,235	5,632
Other	2,482	1,192	274	1,823	6,260	12,031
Total direct non-interest expense	8,019	2,471	2,342	6,942	36,702	56,476
Income before non-interest expense allocations	67,321	21,433	7,707	8,895	(24,415)	80,941
Non-interest expense allocations:
Risk, financial crimes, and compliance	7,838	713	942	1,541	(11,034)	—
Information technology and operations	3,735	242	1,123	2,133	(7,233)	—

Item 1. Financial Statements

FAQ

What is The Bancorp's commercial — total direct non-interest expense?: The Bancorp (TBBK) reported commercial — total direct non-interest expense of $6.94M in Q2 2026.
What does commercial — total direct non-interest expense mean?: This metric represents the aggregate operating costs directly attributable to the commercial lending and leasing business segment, excluding interest expense. It encompasses personnel costs, administrative overhead, and operational expenses specifically incurred to support specialty lending activities such as securities-backed lines of credit, fleet leasing, and SBA lending. Monitoring this figure allows investors to assess the operational efficiency and cost structure of the company's core commercial lending operations.