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The Bancorp TBBK Institutional Banking — Total direct non-interest expense

Other segment segments

Fintech
$8.02M+1.9%
Commercial
$6.94M-5.4%
REBL
$2.47M-0.4%

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Other financials

Income statement

See full
Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.99B+2.9%
Enterprise value$3.66B+41.8%
P/E12.9×-0.1×
P/S4.4×-0.1×

Profitability

See full
Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

See full
Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemFintechCredit Solutions / REBLCredit Solutions / Institutional BankingCredit Solutions / CommercialCorporateTotal
Data processing expense3784864713131,387
Software284286454404,2355,632
Other2,4821,1922741,8236,26012,031
Total direct non-interest expense8,0192,4712,3426,94236,70256,476
Income before non-interest expense allocations67,32121,4337,7078,895(24,415)80,941
Non-interest expense allocations:
Risk, financial crimes, and compliance7,8387139421,541(11,034)
Information technology and operations3,7352421,1232,133(7,233)

Item 1. Financial Statements

FAQ

What is The Bancorp's institutional banking — total direct non-interest expense?
The Bancorp (TBBK) reported institutional banking — total direct non-interest expense of $2.34M in Q2 2026.
What does institutional banking — total direct non-interest expense mean?
This metric represents the aggregate operating costs directly attributable to the Institutional Banking segment, excluding interest expense. It encompasses personnel costs, technology investments, and administrative overhead required to support specialized lending activities and payment services within this business unit. Monitoring this figure helps investors assess the operational efficiency and cost structure of the segment's specialized financial service offerings.

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