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The Bancorp TBBK Fintech — Provision For Loan Lease And Other Losses

Other segment segments

Commercial
-$1.9M-348%
Real Estate Bridge Lending
$847K+176%
Institutional Banking
-$160K-135%
Corporate
-$32K-77.8%

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RBCAATax Refund Solutions — Provision For Loan Lease And Other Losses
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AUBProvision For Loan Lease And Other Losses Including Discontinued Operations
$2.74M-84.5%
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$44.1M+141%

Other financials

Income statement

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Revenue$161.3M-8.0%
Net income$60.1M+5.1%
EPS (diluted)$1.41+18.5%

Balance sheet

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Cash & equivalents$67.2M-93.4%
Total debt$483.6M+3,357%
Total equity$697.0M-16.0%
Total assets$9.9B+5.5%

Cash flow

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Operating cash flow$85.2M-9.8%
CapEx$468.0K-38.8%
Free cash flow$84.8M-9.6%

Valuation

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Market cap$2.46B-10.7%
Enterprise value$2.88B+75.1%
P/E10.7×-2.0×
P/S3.6×-1.1×

Profitability

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Gross margin100%
Net margin33.5%-3.8pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity30.3%+3.8pp
Debt / equity0.7×+0.7×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: The Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Bancorp's fintech — provision for loan lease and other losses?
The Bancorp (TBBK) reported fintech — provision for loan lease and other losses of $28.84M in Q1 2026.
How has The Bancorp's fintech — provision for loan lease and other losses changed year-over-year?
The Bancorp's fintech — provision for loan lease and other losses decreased by 37.1% year-over-year, from $45.87M to $28.84M.
What does fintech — provision for loan lease and other losses mean?
Represents the periodic expense set aside by the Fintech segment to cover potential credit losses on its loan and lease portfolio. An increase in this provision typically reflects management's assessment of heightened credit risk or deterioration in the underlying asset quality.