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The Bancorp TBBK Fintech — Provision For Loan Lease And Other Losses

Other segment segments

Commercial
$1.07M-24.8%
REBL
-$294K-153%
Institutional Banking
$60K+141%

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VAB
VABKCorporate — Provision For Loan Lease And Other Losses
-$336K-110%

Other financials

Income statement

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Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

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Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemFintechCredit Solutions / REBLCredit Solutions / Institutional BankingCredit Solutions / CommercialCorporateTotal
Interest allocation63,802(24,265)(18,502)(17,894)(3,141)
Interest expense32,8971,226107,45041,583
Net interest income33,73920,8389,37614,97911,53490,466
Provision for credit losses(1)25,765(294)601,071(513)26,089
Non-interest income(1)67,3662,7727331,92924073,040
Direct non-interest expense:
Salaries and employee benefits4,8751,2037764,67825,89437,426
Data processing expense3784864713131,387

Item 1. Financial Statements

FAQ

What is The Bancorp's fintech — provision for loan lease and other losses?
The Bancorp (TBBK) reported fintech — provision for loan lease and other losses of $25.77M in Q2 2026.
How has The Bancorp's fintech — provision for loan lease and other losses changed year-over-year?
The Bancorp's fintech — provision for loan lease and other losses decreased by 40.4% year-over-year, from $43.23M to $25.77M.
What does fintech — provision for loan lease and other losses mean?
Represents the periodic expense set aside by the Fintech segment to cover potential credit losses on its loan and lease portfolio. An increase in this provision typically reflects management's assessment of heightened credit risk or deterioration in the underlying asset quality.

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