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Southern First Bancshares SFST Other — Provision For Loan Lease And Other Losses

Other product segments

Business
$1.34M-60.6%
Non Owner Occupied Re
-$902K+68.7%
Home Equitys
$623K+156%
Owner Occupied Re
-$451K+70.9%
Real Estate
$448K-84.2%
Construction
$371K-0.3%

Similar metrics at other companies

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JMSBProvision For Loan Lease Unfunded Commitments And Other Losses
$23K-86.5%
BK
BKOther — Provision for Loan, Lease, and Other Losses
$1M-75.0%
Citizens Financial Services, Inc. logo
CZFSProvision For Loan And Lease Losses Non Acquisition
$500K-20.0%
BancFirst Corporation logo
BANFAll Other Segments — Provision For Loan Lease And Other Losses
$229K+1,172%
Central Pacific Financial logo
CPFProvision for Credit Losses
$2.35M-43.6%
Pioneer Bancorp, Inc. logo
PBFSProvision for Credit Losses
$780K-2.5%

Other financials

Income statement

See full
Revenue$33.8M+27.6%
Net income$9.9M+87.8%
EPS (diluted)$1.19+83.1%

Balance sheet

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Cash & equivalents$342.8M+1,276%
Total debt$22.1M-6.3%
Total equity$379.4M+12.4%
Total assets$4.6B+6.9%

Cash flow

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Operating cash flow$10.8M+42.1%
CapEx$280.0K+98.6%
Free cash flow$10.5M+41.0%

Valuation

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Market cap$561.16M+93.1%
P/E16×+0.1×
P/S4.5×+1.5×

Profitability

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Net margin27.9%+9.4pp
FCF margin28.1%-9.9pp

Returns & leverage

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Return on equity9.8%+4.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Southern First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Southern First Bancshares’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern First Bancshares's other — provision for loan lease and other losses?
Southern First Bancshares (SFST) reported other — provision for loan lease and other losses of -$63K in Q1 2026.
How has Southern First Bancshares's other — provision for loan lease and other losses changed year-over-year?
Southern First Bancshares's other — provision for loan lease and other losses decreased by 243.2% year-over-year, from $44K to -$63K.
What does other — provision for loan lease and other losses mean?
An expense charged to the income statement to maintain the allowance for loan and lease losses at an appropriate level based on expected credit losses. Fluctuations in this metric indicate changes in the perceived credit quality and economic outlook for the 'Other' segment's assets.