Screener
Southern First Bancshares SFST Business — Provision For Loan Lease And Other Losses
Other product segments
Similar metrics at other companies
Other financials
Where this comes from
Reported directly by Southern First Bancshares in its filing.
Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.
The source filing: Southern First Bancshares’s 10-Q, filed May 1, 2026.
- Filed
- May 1, 2026, 9:01 AM EDT
- Fiscal quarter
- Q1 FY2026
- Calendar quarter
- Q1 2026
- Accession
- 0001206774-26-000259
| Schedule of activity related to the allowance for credit losses / (dollars in thousands) | Commercial / Owner occupied RE | Commercial / Non- owner occupied RE | Commercial / Construction | Three months March 31, 2026 / Commercial / Business | Three months March 31, 2026 / Real Estate | Three months March 31, 2026 / Home Equity | Three months March 31, 2026 / Construction | Three months March 31, 2026 / Other | Three months March 31, 2026 / Consumer / Total |
|---|---|---|---|---|---|---|---|---|---|
| Balance, beginning of period | $3,911 | 6,773 | 611 | 12,148 | 15,866 | 1,827 | 569 | 575 | 42,280 |
| Provision for (reversal of) credit losses for loans | (451) | (902) | 371 | 1,340 | 448 | 623 | (216) | (63) | 1,150 |
| Loan charge-offs | - | - | - | (74) | - | - | - | (4) | (78) |
| Loan recoveries | - | 11 | - | 13 | - | 2 | - | - | 26 |
| Net loan recoveries (charge-offs) | - | 11 | - | (61) | - | 2 | - | (4) | (52) |
| Balance, end of period | $3,460 | 5,882 | 982 | 13,427 | 16,314 | 2,452 | 353 | 508 | 43,378 |
| Net charge-offs to average loans (annualized) | 0.01% | ||||||||
| Allowance for credit losses to gross loans | 1.10% |
Item 1. CONSOLIDATED FINANCIAL STATEMENTS
FAQ
- What is Southern First Bancshares's business — provision for loan lease and other losses?
- Southern First Bancshares (SFST) reported business — provision for loan lease and other losses of $1.34M in Q1 2026.
- How has Southern First Bancshares's business — provision for loan lease and other losses changed year-over-year?
- Southern First Bancshares's business — provision for loan lease and other losses decreased by 60.6% year-over-year, from $3.4M to $1.34M.
- What does business — provision for loan lease and other losses mean?
- This represents the periodic expense charged to the income statement to maintain the allowance for loan and lease losses at an appropriate level. It reflects management's current expectations regarding future credit defaults and economic conditions.
Ask your AI about Southern First Bancshares's business — provision for loan lease and other losses.
Connect your AI assistant and compare segments, right in your chat.
Connect your AI
Claude