Southern First Bancshares SFST Construction — Provision For Loan Lease And Other Losses

Other product segments

Similar metrics at other companies

FSBWCommercial And Consumer Banking — Provision For Loan Lease And Other Losses

$2.54M+92.6%

AUBConsumer Banking — Provision For Loan Lease And Other Losses

$2.01M-22.6%

MBINBanking — Provision For Loan Lease And Other Losses

$16.01M+95.3%

CZFSProvision For Loan And Lease Losses Non Acquisition

$500K-20.0%

CPFProvision for Credit Losses

$2.35M-43.6%

PBFSProvision for Credit Losses

$780K-2.5%

Questions, answered.

What is Southern First Bancshares's construction — provision for loan lease and other losses?

Southern First Bancshares (SFST) reported construction — provision for loan lease and other losses of $371K in Q1 2026.

How has Southern First Bancshares's construction — provision for loan lease and other losses changed year-over-year?

Southern First Bancshares's construction — provision for loan lease and other losses decreased by 0.3% year-over-year, from $372K to $371K.

What is the long-term trend for Southern First Bancshares's construction — provision for loan lease and other losses?

Over 2 years (2022 to 2025), Southern First Bancshares's construction — provision for loan lease and other losses has grown at a -28.7% compound annual growth rate (CAGR), from $513K to -$261K.

What does construction — provision for loan lease and other losses mean?

The periodic expense charged to the income statement to maintain the allowance for loan and lease losses at an appropriate level for the construction segment. This reflects the bank's current assessment of credit risk and expected future losses in the construction portfolio. Changes in this provision indicate management's outlook on the economic environment and borrower health.