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Texas Community Bancshares, Inc. TCBS Lease Liability - Undiscounted Excess Amount

Lease Liability - Undiscounted Excess Amount at other companies

Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$131.98M-9.2%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$228K-7.7%
Bit Digital logo
Bit DigitalBTBT
$2.79M+38.1%
Flagstar Bank
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Flagstar Bank FLG
$143M-11.7%
Ally Financial logo
Ally FinancialALLY
$64M-13.5%
McDonald's logo
McDonald'sMCD
$5.79B+6.4%

Other financials

Income statement

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Revenue$4.1M+8.9%
Net income$836.0K+30.0%
EPS (diluted)$0.31+40.9%

Balance sheet

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Cash & equivalents$6.5M-45.4%
Total debt$13.6M+232%
Total equity$54.2M+2.8%
Total assets$430.4M-2.7%

Cash flow

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Operating cash flow$1.6M+205%
CapEx$1.8M+6,279%
Free cash flow-$178.0K+88.6%

Valuation

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Market cap$50.78M+5.7%
P/E16.7×
P/S-0.1×

Profitability

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Net margin18.1%
FCF margin14.1%+11.9pp

Returns & leverage

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Return on equity5.7%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Texas Community Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivableUndiscountedExcessAmount.

The official record: Texas Community Bancshares, Inc.’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Texas Community Bancshares, Inc.'s lease liability - undiscounted excess amount?
Texas Community Bancshares, Inc. (TCBS) reported lease liability - undiscounted excess amount of $228K in Q4 2025.
How has Texas Community Bancshares, Inc.'s lease liability - undiscounted excess amount changed year-over-year?
Texas Community Bancshares, Inc.'s lease liability - undiscounted excess amount decreased by 7.7% year-over-year, from $247K to $228K.
What is the long-term trend for Texas Community Bancshares, Inc.'s lease liability - undiscounted excess amount?
Over 4 years (2021 to 2025), Texas Community Bancshares, Inc.'s lease liability - undiscounted excess amount has grown at a 118.5% compound annual growth rate (CAGR), from $10K to $228K.
What does lease liability - undiscounted excess amount mean?
This metric measures the difference between the total undiscounted future lease payments and the present value of those lease liabilities. It provides insight into the interest component embedded within the bank's lease obligations. This figure is useful for assessing the total nominal cash burden of lease commitments over time.