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Texas Community Bancshares, Inc. TCBS Direct Financing Lease, Net Investment in Lease

Direct Financing Lease, Net Investment in Lease at other companies

Popular logo
PopularBPOP
$2.16B+4.1%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$1.04M-9.2%
BNL
Broadstone Net LeaseBNL
$25.3M-2.7%
GATX logo
GATXGATX
$192.2M+58.1%
GTY
Getty RealtyGTY
$37.56M-11.3%
The Bancorp logo
The BancorpTBBK
$678.74M-4.4%

Other financials

Income statement

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Revenue$4.1M+8.9%
Net income$836.0K+30.0%
EPS (diluted)$0.31+40.9%

Balance sheet

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Cash & equivalents$6.5M-45.4%
Total debt$13.6M+232%
Total equity$54.2M+2.8%
Total assets$430.4M-2.7%

Cash flow

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Operating cash flow$1.6M+205%
CapEx$1.8M+6,279%
Free cash flow-$178.0K+88.6%

Valuation

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Market cap$50.78M+5.7%
P/E16.7×
P/S-0.1×

Profitability

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Net margin18.1%
FCF margin14.1%+11.9pp

Returns & leverage

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Return on equity5.7%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Texas Community Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DirectFinancingLeaseNetInvestmentInLease.

The official record: Texas Community Bancshares, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Texas Community Bancshares, Inc.'s direct financing lease, net investment in lease?
Texas Community Bancshares, Inc. (TCBS) reported direct financing lease, net investment in lease of $1.04M in Q1 2026.
How has Texas Community Bancshares, Inc.'s direct financing lease, net investment in lease changed year-over-year?
Texas Community Bancshares, Inc.'s direct financing lease, net investment in lease decreased by 9.2% year-over-year, from $1.14M to $1.04M.
What is the long-term trend for Texas Community Bancshares, Inc.'s direct financing lease, net investment in lease?
Over 4 years (2021 to 2025), Texas Community Bancshares, Inc.'s direct financing lease, net investment in lease has grown at a 84.6% compound annual growth rate (CAGR), from $105K to $1.22M.
What does direct financing lease, net investment in lease mean?
This represents the net investment in direct financing leases, which are lease arrangements where the lessor transfers substantially all risks and rewards of ownership to the lessee. It reflects the bank's participation in equipment or asset financing as a source of interest income. This metric is used to evaluate the diversification of the bank's earning asset portfolio beyond traditional real estate lending.