What is the long-term trend for Texas Community Bancshares, Inc.'s short-term borrowings?

Over 3 years (2022 to 2025), Texas Community Bancshares, Inc.'s short-term borrowings has grown at a -4.0% compound annual growth rate (CAGR), from $14.69M to $13M.

What does short-term borrowings mean?

Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.

Texas Community Bancshares, Inc. TCBS Short-Term Borrowings

Short-Term Borrowings at other companies

JPMorgan ChaseJPM

$68.05B+4.7%

Southside BancsharesSBSI

$315.94M-48.4%

Magyar BancorpMGYR

$1.63M-53.4%

Sound Financial BancorpSFBC

$0-100%

Other financials

Income statement

See full

Revenue$4.1M+8.9%

Net income$836.0K+30.0%

EPS (diluted)$0.31+40.9%

Balance sheet

See full

Cash & equivalents$6.5M-45.4%

Total debt$13.6M+232%

Total equity$54.2M+2.8%

Total assets$430.4M-2.7%

Cash flow

See full

Operating cash flow$1.6M+205%

CapEx$1.8M+6,279%

Free cash flow-$178.0K+88.6%

Valuation

See full

Market cap$50.78M+3.7%

P/E16.7×—

P/S3×-0.2×

Profitability

See full

Net margin18.1%—

FCF margin14.1%+11.9pp

Returns & leverage

See full

Return on equity5.7%—

Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Texas Community Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate.

The official record: Texas Community Bancshares, Inc.’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Texas Community Bancshares, Inc.'s short-term borrowings?: Texas Community Bancshares, Inc. (TCBS) reported short-term borrowings of $13M in Q4 2025.
What is the long-term trend for Texas Community Bancshares, Inc.'s short-term borrowings?: Over 3 years (2022 to 2025), Texas Community Bancshares, Inc.'s short-term borrowings has grown at a -4.0% compound annual growth rate (CAGR), from $14.69M to $13M.
What does short-term borrowings mean?: Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.