What is Third Coast Bancshares, Inc.'s revenue?

Third Coast Bancshares, Inc. (TCBX) generated $220.6M in revenue over the trailing twelve months, up 24.8% year over year.

Is Third Coast Bancshares, Inc. profitable?

Third Coast Bancshares, Inc. reported $69.1M in net income over the trailing twelve months, a 31.3% net margin.

What is Third Coast Bancshares, Inc.'s earnings per share?

Third Coast Bancshares, Inc.'s diluted EPS over the trailing twelve months is $3.89.

Where does Third Coast Bancshares, Inc.'s income statement data come from?

Every line is extracted from Third Coast Bancshares, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Third Coast Bancshares, Inc. TCBX Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	$195.22M+21.4%	$160.76M+15.2%	$139.53M+19.8%	$116.45M+28.6%
Net interest income after provision for credit losses	$187.63M+21.0%	$155.06M+16.4%	$133.21M+27.8%	$104.25M+29.3%
Total noninterest income	$13.65M+28.5%	$10.62M+29.4%	$8.21M+13.6%	$7.22M+48.1%
Total interest income	$354.03M+7.8%	$328.36M+23.2%	$266.54M+73.1%	$153.95M+53.0%
Total revenue	$208.87M+21.9%	$171.38M+16.0%	$147.73M+19.4%	$123.68M+29.6%
Total interest expense (banking)	$8.49M+8.2%	$7.85M-34.4%	$11.98M+76.2%	$6.8M+342%
Selling and marketing	$2.14M+25.6%	$1.71M-35.0%	$2.63M+37.4%	$1.91M+1.2%
Compensation and benefits	$77.19M+18.5%	$65.12M+4.7%	$62.22M+10.1%	$56.51M+16.2%
Occupancy and equipment	$11.32M-1.4%	$11.48M+15.4%	$9.95M+16.7%	$8.53M+58.9%
Depreciation and amortization	$4.75M+101%	$2.37M+114%	$1.11M+45.8%	$758.75K—
Provision for credit losses	$7.59M+33.1%	$5.7M-9.8%	$6.32M-48.2%	$12.2M+22.9%
Other operating expenses	$4.76M+0.8%	$4.72M-5.4%	$5M+11.8%	$4.47M+133%
Total noninterest expense	$118.54M+13.6%	$104.33M+4.5%	$99.8M+13.0%	$88.31M+24.3%
Interest expense	$158.81M-5.2%	$167.6M+31.9%	$127.02M+239%	$37.49M+273%
Interest income	$316.22M+7.1%	$295.26M+18.6%	$248.91M+70.0%	$146.43M+48.1%
Other income (expense), net	$413K-65.0%	$1.18M-39.5%	$1.95M-13.3%	$2.25M+237%
Gain (loss) on disposal of assets	——	——	——	——
Net investment gains (losses)	——	——	——	——
Income before income taxes	$82.75M+34.9%	$61.35M+47.4%	$41.61M+79.6%	$23.17M+60.0%
Income tax expense	$16.45M+20.3%	$13.68M+66.6%	$8.21M+82.1%	$4.51M+47.4%
Net income	$66.29M+39.1%	$47.67M+42.7%	$33.4M+79.0%	$18.66M+63.3%
Net margin	31.7%+3.9pp	27.8%+5.2pp	22.6%+7.5pp	15.1%+3.1pp
Preferred stock dividends	$4.75M0.0%	$4.75M+0.3%	$4.74M+234%	$1.42M—
Diluted earnings per share	$3.79+36.8%	$2.77+40.6%	$1.97+58.9%	$1.24—
Basic earnings per share	$4.45+41.7%	$3.14+48.8%	$2.11+64.8%	$1.28—
Weighted-average shares, diluted	——	——	——	——
Weighted-average shares, basic	——	——	——	——
Accretion (Amortization) of Discounts and Premiums, Investments	——	——	——	——
Accretion Of Gain On Terminated Cash Flow Hedges	——	——	——	——
APIC, Share-Based Payment Arrangement, Option, Increase for Cost Recognition	——	——	——	——
Pre-tax stock-based compensation cost	——	——	——	——
Amortization Of Financing Costs	$206K0.0%	$206K+0.5%	$205K+33.1%	$154K—
Amount Used To Reduce Federal Income Tax Upon Purchase Of Tax Credit	——	——	——	——
Bank Owned Life Insurance Income	$3.02M+21.7%	$2.48M+18.0%	$2.1M+60.1%	$1.31M+131%
Cash Acquired From Acquisition	——	——	——	——
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——
Cash Flow Hedge Gain Loss To Be Reclassified Within Twelve Months	——	——	——	——
Changes In Deferred Tax Net	——	——	——	——
Communication	$550K-6.0%	$585K+14.7%	$510K+2.8%	$496K-16.6%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	——	——	——
Debt securities, available-for-sale, gain (loss)	-$610K—	——	$482K—	$0—
Total net securities (losses)	——	——	——	——
Debt Securities, Available-for-Sale, Realized Loss	——	——	——	——
Deferred Compensation Arrangement With Individual Compensation Expense	——	——	——	——
Depreciation	——	——	——	——
Effective tax rates	——	——	——	——
Income taxes at U.S. statutory rate of 21%	——	——	——	——
Employee Stock Ownership Plan Esop Administrative Expense	——	——	——	——
Employee Stock Ownership Plan Esop Share Value Of Contributions To Esop	——	——	——	——
Financing Receivable Accrued Interest For Nonaccrual Loans	——	——	——	——
CECL Day 1 non-PCD provision for credit losses	——	——	——	——
Recoveries	——	——	——	——
Account balance, modified and subsequent default	$0—	$0—	$0—	——
Financing Receivable Number Of Contracts Modified	1—	——	——	——
Forfeiture Of Restricted Stock Grants Withheld To Satisfy Tax Obligations	——	——	——	——
Gain (Loss) on Disposition of Assets	——	——	——	——
Gain Loss On Sale Of Loans And Leases	——	——	——	$950K—
Impairment Of Real Estate	——	$57K—	$0—	——
Federal taxes	——	$15.19M+77.2%	$8.57M—	——
State taxes	——	$597K—	——	——
Increase (Decrease) in Accounts Receivable and Other Operating Assets	——	——	——	——
Increase (Decrease) in Other Accounts Payable and Accrued Liabilities	——	——	——	——
Add - Incremental shares under stock-based compensation plans (in shares)	——	——	——	——
Interest Income, Held-to-maturity	$7.17M—	——	——	——
Interest and Fee Income, Loans and Leases	$316.22M+7.1%	$295.26M+18.6%	$248.91M+70.0%	$146.43M+48.1%
Interest Expense, Deposits	$150.32M-5.9%	$159.75M+38.9%	$115.04M+275%	$30.7M+260%
Interest Expense, Long-Term Debt	$8.49M+8.2%	$7.85M-34.4%	$11.98M+76.2%	$6.8M+342%
Interest Income, Available-for-sale	$23.95M+40.4%	$17.06M+105%	$8.31M+112%	$3.93M+276%
Interest Income (Expense), after Provision for Loan Loss	$187.63M+21.0%	$155.06M+16.4%	$133.21M+27.8%	$104.25M+29.3%
Interest Income (Expense), Operating	$195.22M+21.4%	$160.76M+15.2%	$139.53M+19.8%	$116.45M+28.6%
Interest income	$6.69M-58.3%	$16.04M+72.1%	$9.32M+159%	$3.6M+424%
Interest Income Operating	$354.03M+7.8%	$328.36M+23.2%	$266.54M+73.1%	$153.95M+53.0%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$159.14M-4.2%	$166.11M+33.1%	$124.77M+253%	$35.38M+226%
Lease Cost	——	——	——	——
Loan Operations And Othere Real Estate Owned Expense	$1.13M+25.4%	$904K+34.3%	$673K—	——
New loans	——	——	——	——
Loans And Leases Receivable Unaccreted Discounts And Deferred Fees Net Of Deferred Costs	$22.4M+34.9%	$16.6M+40.7%	$11.8M+51.3%	$7.8M—
Loans Transferred To Other Real Estate Owned Less Charge Offs	$7.96M—	——	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	$319.39M—	——	$570.29M-53.4%	$1.22B+90.1%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$610.2M-17.1%	-$520.93M+1.6%	-$529.54M+57.3%	-$1.24B-148%
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$50.84M—	——	$39.08M+79.3%	$21.79M—
Net Change In Derivative Assets And Liabilities	——	——	——	——
Net Change In Operating Leases	——	——	——	——
Noninterest Expense	$118.54M+13.6%	$104.33M+4.5%	$99.8M+13.0%	$88.31M+24.3%
Noninterest Expense Data Processing And Network Expense	$4.57M-13.0%	$5.25M+11.0%	$4.74M+20.0%	$3.95M+29.0%
Noninterest Expense Legal And Professional Expense	$7.46M+32.5%	$5.63M-27.7%	$7.78M+11.4%	$6.99M+32.0%
Total other income	$413K-65.0%	$1.18M-39.5%	$1.95M-13.3%	$2.25M+237%
Noninterest Income Service Charges And Fees	$10.76M+55.1%	$6.94M+115%	$3.23M+19.1%	$2.71M+14.7%
Number of reportable segments	——	——	——	——
Operating Lease Payments	——	——	——	——
Cash flow hedges	——	——	——	——
Unrealized gains (losses) on hedge instruments	——	——	——	——
Tax expense on reclassification of realized net derivative loss to net income	——	——	——	——
Other Comprehensive Income Loss Gain On Termination Of Derivatives Instruments Before Tax	——	——	——	——
Other comprehensive income (loss)	——	——	——	——
Other comprehensive income/(loss)	——	——	——	——
Other Comprehensive Income Loss Reclassification Adjustment From AOCI For Sale Of Securities Before Tax	——	——	——	——
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent	——	——	——	——
Other Comprehensive Income Unrealized Holding Gain Loss On Securities During Period Net Of Tax	——	——	——	——
Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax	——	——	——	——
Payments For Proceeds From Deposit	——	——	——	——
Payments for (Proceeds from) Life Insurance Policies	——	——	——	——
Payments For Proceeds From Loans And Leases	$422.54M+31.1%	$322.26M-38.9%	$527.6M-49.0%	$1.03B+109%
Payments for (Proceeds from) Productive Assets	——	——	——	——
Payments of Ordinary Dividends, Preferred Stock and Preference Stock	$4.75M0.0%	$4.75M+0.3%	$4.74M+2,043%	$221K—
Payments to Acquire Debt Securities, Available-for-Sale	$5.23B+22.3%	$4.28B+37.3%	$3.12B+44.3%	$2.16B—
Payments To Fund Longterm Loans To Related Parties	——	——	——	——
Preferred Stock Dividends Per Share Declared	——	——	——	——
Repayment of loans by equity affiliates	——	——	——	——
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale	$5.17B+28.0%	$4.04B+30.2%	$3.1B+55.0%	$2B+0.3%
Proceeds From Payments For Federal Home Loan Bank And Federal Reserve Bank Stock	——	——	——	——
Proceeds From Payments For In Interest Bearing Deposits In Banks	——	——	——	——
Proceeds From Repayment Of Line Of Credit	——	——	——	——
Sale of investments	$74M+106%	$36M+159%	$13.89M—	——
Proceeds From Sale Of Foreclosed Assets	$655K—	——	——	——
Cash received from option exercises	$779K+18.8%	$656K—	——	$672K-32.5%
Proceeds From Termination Fee For Cash Flow Hedge	——	——	——	——
Reclassification Adjustment For Accretion Of Gain On Terminated Cash Flow Hedges Recorded In Interest Expense During The Period	——	——	——	——
Regulatory Assessments	$4.83M+9.1%	$4.43M+70.5%	$2.6M-25.0%	$3.46M+215%
Restricted stock units vested, net of shares withheld for taxes	——	——	——	——
Sales Of Other Real Estate Owned	$655K—	$0—	——	——
Stock-based compensation	$1.61M-5.4%	$1.7M+4.4%	$1.63M+27.7%	$1.28M+93.5%
Weighted-average grant date fair value of stock options (in dollars per share)	——	——	——	——
Granted (in shares)	——	——	——	——
Risk-free interest rates, high end of range (as a percent)	——	——	——	——
Risk-free interest rates, low end of range (as a percent)	——	——	——	——
Volatilities, high end of range (as a percent)	——	——	——	——
Share Based Compensation Arrangement By Share Based Payment Award Options Nonvested Acquired And Converted Options From Acquisition	——	——	——	——
Volatilities, low end of range (as a percent)	——	——	——	——
Weighted-average dividend yield	——	——	——	——
Intrinsic value of stock options exercised	——	——	——	——
Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested Weighted Average Grant Date Fair Value	——	——	——	——
Sharebased Compensation Arrangement By Sharebased Payment Award Purchase Price Of Common Stock Percent	——	——	——	——
Issue of shares upon vesting of restricted stock units (in shares)	——	——	——	——
Short Term Lease Cost	——	——	——	——
Software Purchases And Maintenance	$4.57M+1.6%	$4.5M+21.1%	$3.71M+267%	$1.01M+18.8%
New issues (in shares)	——	——	——	——
Stock Issued During Period, Value, Stock Options Exercised	——	——	——	——
Variable Lease Cost	——	——	——	——
Write Up Write Down Included In Other Noninterest Expense	-$219K-284%	-$57K—	——	——

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Ask your AI about Third Coast Bancshares, Inc..

Connect your AI assistant and get a quick read on the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Third Coast Bancshares, Inc.'s revenue?: Third Coast Bancshares, Inc. (TCBX) generated $220.6M in revenue over the trailing twelve months, up 24.8% year over year.
Is Third Coast Bancshares, Inc. profitable?: Third Coast Bancshares, Inc. reported $69.1M in net income over the trailing twelve months, a 31.3% net margin.
What is Third Coast Bancshares, Inc.'s earnings per share?: Third Coast Bancshares, Inc.'s diluted EPS over the trailing twelve months is $3.89.
Where does Third Coast Bancshares, Inc.'s income statement data come from?: Every line is extracted from Third Coast Bancshares, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.