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Third Coast Bancshares, Inc. TCBX Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.51B-24.1%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$6.75M-48.4%
Shore Bancshares logo
Shore BancsharesSHBI
$1.7M-15.0%
Center Bancorp logo
Center BancorpCNOB
$5.2M+48.6%
City Holding Company logo
City Holding CompanyCHCO
$0
Bank First Corporation logo
Bank First CorporationBFC
$0+100%

Other financials

Income statement

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Revenue$57.7M+25.6%
Net income$16.4M+20.5%
EPS (diluted)$0.88+12.8%

Balance sheet

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Cash & equivalents$425.2M+94.2%
Total debt$18.7M-8.6%
Total assets$6.6B+34.4%

Cash flow

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Operating cash flow-$38.7M-469%
CapEx$14.1M+2,783%
Free cash flow-$52.8M-629%

Valuation

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Market cap$669.49M+57.7%
Enterprise value$262.99M+16.4%
P/E9.7×+1.4×
P/S+0.6×

Profitability

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Net margin31.3%+2.5pp
FCF margin-6.6%

Where this comes from

Reported directly by Third Coast Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Third Coast Bancshares, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Third Coast Bancshares, Inc.'s provision for credit losses?
Third Coast Bancshares, Inc. (TCBX) reported provision for credit losses of $580K in Q1 2026.
How has Third Coast Bancshares, Inc.'s provision for credit losses changed year-over-year?
Third Coast Bancshares, Inc.'s provision for credit losses increased by 28.9% year-over-year, from $450K to $580K.
What is the long-term trend for Third Coast Bancshares, Inc.'s provision for credit losses?
Over 4 years (2021 to 2025), Third Coast Bancshares, Inc.'s provision for credit losses has grown at a -6.5% compound annual growth rate (CAGR), from $9.92M to $7.59M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.