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TFS Financial TFSL Increase(Decrease) In Allowance For Credit Losses Due To Qualitative Adjustment, Net

Increase(Decrease) In Allowance For Credit Losses Due To Qualitative Adjustment, Net at other companies

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Granite Point Mortgage TrustGPMT
$100K+100%
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JPMorgan ChaseJPM
$25.93B+2.9%
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$13.15B-0.8%
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Seven Hills Realty TrustSEVN
$9.5M+24.2%
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$19.64B+4.9%
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Wells Fargo & CompanyWFC
$14.37B-1.2%

Other financials

Income statement

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Revenue$85.2M+7.7%
Net income$23.2M+10.6%
EPS (diluted)$0.08+14.3%

Balance sheet

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Cash & equivalents$437.3M-5.7%
Total debt$1.7B+61.1%
Total equity$1.9B+1.4%
Total assets$17.5B+2.2%

Cash flow

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Operating cash flow$17.6M-16.9%
CapEx$4.2M-38.9%
Free cash flow$13.4M-6.2%

Valuation

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Market cap$4.6B+13.3%

Profitability

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Net margin27.6%+0.9pp
FCF margin52%

Returns & leverage

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Return on equity4.9%+0.6pp
Debt / equity0.9×+0.3×

Where this comes from

Reported directly by TFS Financial in its filing.

Tagged under the XBRL concept tfsl:IncreaseDecreaseInAllowanceForCreditLossesDueToQualitativeAdjustmentNet.

The official record: TFS Financial’s 10-Q, filed February 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is TFS Financial's increase(decrease) in allowance for credit losses due to qualitative adjustment, net?
TFS Financial (TFSL) reported increase(decrease) in allowance for credit losses due to qualitative adjustment, net of $1.2M in Q4 2025.
How has TFS Financial's increase(decrease) in allowance for credit losses due to qualitative adjustment, net changed year-over-year?
TFS Financial's increase(decrease) in allowance for credit losses due to qualitative adjustment, net increased by 126.6% year-over-year, from -$4.5M to $1.2M.
What does increase(decrease) in allowance for credit losses due to qualitative adjustment, net mean?
The net adjustment to the allowance for credit losses resulting from qualitative factors, such as changes in economic conditions or management's risk assessment. This reflects the forward-looking component of the credit loss provision beyond quantitative models. It serves as an indicator of management's view on future credit risk and economic uncertainty.