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The Hanover Insurance Group THG Policyholder Benefits And Claims Incurred Net

Policyholder Benefits And Claims Incurred Net at other companies

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Segments

By segment

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Personal Lines$425.4M+5.2%
Core Commercial Lines$360M-5.0%
Specialty Lines$172.2M+0.1%
All Other Segments-$0

Other financials

Income statement

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Revenue$1.7B+6.1%
Operating income$250.2M+34.2%
Net income$186.8M+45.7%
EPS (diluted)$5.20+48.6%

Balance sheet

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Cash & equivalents$243.5M-22.7%
Total debt$843.8M+7.6%
Total equity$3.6B+17.3%
Total assets$16.5B+6.8%

Cash flow

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Operating cash flow$118.8M+205%
CapEx$3.5M+94.4%
Free cash flow$115.3M+211%

Valuation

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Market cap$6.92B-2.7%
Enterprise value$7.53B-0.6%
P/E9.6×-6.6×
P/S-0.1×

Profitability

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Operating margin13.4%
Net margin10.8%+3.8pp
FCF margin18.7%+6.3pp

Returns & leverage

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Return on equity21.8%+6.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hanover Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: The Hanover Insurance Group’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hanover Insurance Group's policyholder benefits and claims incurred net?
The Hanover Insurance Group (THG) reported policyholder benefits and claims incurred net of $957.6M in Q1 2026.
How has The Hanover Insurance Group's policyholder benefits and claims incurred net changed year-over-year?
The Hanover Insurance Group's policyholder benefits and claims incurred net increased by 0.2% year-over-year, from $955.3M to $957.6M.
What is the long-term trend for The Hanover Insurance Group's policyholder benefits and claims incurred net?
Over 4 years (2021 to 2025), The Hanover Insurance Group's policyholder benefits and claims incurred net has grown at a 4.4% compound annual growth rate (CAGR), from $3.13B to $3.73B.
What does policyholder benefits and claims incurred net mean?
This represents the total costs incurred for claims paid, changes in claim reserves, and other benefits provided to policyholders during the period. It is the most significant expense category for an insurer and directly impacts the underwriting margin. Investors use this to assess the company's loss experience and the adequacy of its pricing and reserving practices.