Where do The Hanover Insurance Group's ratios come from?

Every ratio is computed from The Hanover Insurance Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	10%+3.2pp	6.8%+6.2pp	0.6%—	——
EBITDA margin	13.8%—	——	1.9%—	——
Free cash flow margin	17.7%+5.0pp	12.8%+6.9pp	5.8%-7.0pp	12.9%-2.7pp
Returns
Return on equity	20.7%+4.6pp	16.1%+14.6pp	1.5%—	——
Return on assets	4.1%+1.3pp	2.9%+2.6pp	0.2%—	——
Return on invested capital	20.9%+5.0pp	15.9%+12.9pp	3%—	——
Efficiency
Asset turnover	0.4×0.0×	0.4×0.0×	0.4×0.0×	0.4×0.0×
Leverage
Debt-to-equity	0.3×+0.1×	0.3×0.0×	0.3×0.0×	0.3×+0.1×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Net debt / EBITDA	0.1×—	——	4.2×—	——
Interest coverage	21.2×+3.2×	18.1×+14.9×	3.1×—	——
Per Share
Book value per share	$97.85+25.3%	$78.07+14.3%	$68.30+5.7%	$64.65-25.0%
Valuation
Market capitalization	$6.5B+16.7%	$5.57B+28.2%	$4.35B-9.6%	$4.81B+3.4%
Enterprise value	$6.6B+11.4%	$5.92B+23.0%	$4.81B-9.0%	$5.29B+1.6%
Price / earnings	9.8×-3.3×	13.1×-110×	123.1×—	——
Price / sales	1×+0.1×	0.9×+0.2×	0.7×-0.2×	0.9×0.0×
Price / book	1.8×-0.1×	2×+0.2×	1.8×-0.3×	2.1×+0.6×
EV / EBITDA	7.2×—	——	42.8×—	——
EV / sales	1×+0.1×	0.9×+0.1×	0.8×-0.2×	1×0.0×
Free cash flow yield	18%+3.7pp	14.3%+6.2pp	8%-6.6pp	14.6%-2.9pp
Earnings yield	10.2%+2.5pp	7.6%+6.8pp	0.8%—	——
Dividend yield	2%-0.2pp	2.2%-0.5pp	2.7%+0.4pp	2.3%+0.1pp
PEG ratio	0.2×+0.2×	0×—	——	——

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Where do The Hanover Insurance Group's ratios come from?: Every ratio is computed from The Hanover Insurance Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.