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Tompkins Financial TMP Unrealized Gains on Investments

Unrealized Gains on Investments at other companies

M&T Bank logo
M&T BankMTB
$155M+37.2%
Financial Institutions logo
Financial InstitutionsFISI
$5.25M+24.4%
CTB
Community Trust BancorpCTBI
$358K-65.3%
FRA
Franklin Financial Services CorporationFRAF
$327K+69.4%
SB Financial Group logo
SB Financial GroupSBFG
$10K+42.9%
Trico Bancshares logo
Trico BancsharesTCBK
$570K-48.6%

Other financials

Income statement

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Revenue$87.1M+5.4%
Net income$29.3M+36.5%
EPS (diluted)$2.04+36.0%

Balance sheet

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Cash & equivalents$147.8M-30.5%
Total debt$122.1M-71.4%
Total equity$959.9M+26.0%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.4B+55.2%
P/E-3.4×
P/S3.1×+0.3×

Profitability

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Net margin38.7%+13.7pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity20.4%+9.3pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax.

The source filing: Tompkins Financial’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 10:15 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001005817-26-000049
(In thousands) / March 31, 2026Amortized CostGross Unrealized GainsGross Unrealized LossesFair Value
U.S. Government agencies308,6343582,537306,455
U.S. Government sponsored entities621,6684,8635,419621,112
U.S. corporate debt securities2,5000492,451
Total available-for-sale debt securities$1,407,770$9,409$28,269$1,388,910
December 31, 2025
U.S. Treasuries$55,492$213$1,925$53,780
Obligations of U.S. Government sponsored entities354,1285,92811,653348,403
Obligations of U.S. states and political subdivisions81,51775,21476,310

Item 1. Consolidated Statements of Condition as of March 31, 202

FAQ

What is Tompkins Financial's unrealized gains on investments?
Tompkins Financial (TMP) reported unrealized gains on investments of $9.41M in Q1 2026.
How has Tompkins Financial's unrealized gains on investments changed year-over-year?
Tompkins Financial's unrealized gains on investments increased by 18.6% year-over-year, from $7.93M to $9.41M.
What is the long-term trend for Tompkins Financial's unrealized gains on investments?
Over 5 years (2020 to 2025), Tompkins Financial's unrealized gains on investments has grown at a -14.9% compound annual growth rate (CAGR), from $30.77M to $13.71M.
What does unrealized gains on investments mean?
The total increase in the fair value of investment securities held by the company that has not yet been realized through a sale. These gains are typically recorded in accumulated other comprehensive income and reflect market-driven appreciation of the investment portfolio. This metric provides insight into the latent value within the company's asset holdings.

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