Operating Expenses
Provision for Credit Losses
TMUSZ Provision for Credit Losses decreased by 4.3% to $426M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 31.9%, from $323M to $426M. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 31.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementIncome Statement
SectionOperating Expenses
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026Apr 28, 2026
How to read this metric
An increase signals higher expected defaults or a more conservative risk assessment.
Detailed definition
The periodic charge to earnings to maintain an adequate allowance for expected future credit losses. This forward-lookin...
Peer comparison
Standard in banking and telecom; comparable to peers with significant customer financing.
Metric ID:
provision_for_credit_lossesHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $72M | $105M | $193M | $210M | $311M | $239M | $266M | $222M | $213M | $228M | $235M | $282M | $255M | $299M | $356M | $323M | $265M | $337M | $445M | $426M |
| QoQ Change | — | +45.8% | +83.8% | +8.8% | +48.1% | -23.2% | +11.3% | -16.5% | -4.1% | +7.0% | +3.1% | +20.0% | -9.6% | +17.3% | +19.1% | -9.3% | -18.0% | +27.2% | +32.0% | -4.3% |
| YoY Change | — | — | — | — | +331.9% | +127.6% | +37.8% | +5.7% | -31.5% | -4.6% | -11.7% | +27.0% | +19.7% | +31.1% | +51.5% | +14.5% | +3.9% | +12.7% | +25.0% | +31.9% |
Range$72M – $445M
CAGR+45.4%
Avg YoY Growth+42.0%
Median YoY Growth+22.4%
Business Segments
| Segment | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|
| Wireless | $323M | $265M | $337M | $445M | $426M |
| Total | $323M | $265M | $337M | $445M | $426M |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is TMUSZ's provision for credit losses?
- TMUSZ (TMUSZ) reported provision for credit losses of $426M in Q1 2026.
- How has TMUSZ's provision for credit losses changed year-over-year?
- TMUSZ's provision for credit losses increased by 31.9% year-over-year, from $323M to $426M.
- What is the long-term trend for TMUSZ's provision for credit losses?
- Over 4 years (2021 to 2025), TMUSZ's provision for credit losses has grown at a 31.9% compound annual growth rate (CAGR), from $452M to $1.37B.
- What does provision for credit losses mean?
- The estimated cost of future unpaid bills or defaulted loans.