What is Trustco Bank Corp's allowance for credit losses?

Trustco Bank Corp (TRST) reported allowance for credit losses of $5.26B in Q1 2026.

How has Trustco Bank Corp's allowance for credit losses changed year-over-year?

Trustco Bank Corp's allowance for credit losses increased by 3.4% year-over-year, from $5.09B to $5.26B.

What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

Trustco Bank Corp TRST Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan ChaseJPM

$25.93B+2.9%

Bank of AmericaBAC

$13.15B-0.8%

KeyCorpKEY

$1.45B+1.4%

CTB

Community Trust BancorpCTBI

$61.32M+7.7%

Capital City Bank GroupCCBG

$2.19M+19.5%

STB

S&T BancorpSTBA

$93.27M-5.8%

Other financials

Income statement

See full

Revenue$49.5M+9.3%

Net income$16.3M+14.1%

EPS (diluted)$0.91+21.3%

Balance sheet

See full

Cash & equivalents$768.1M+1.6%

Total debt$148.9M+23.4%

Total equity$670.9M-2.5%

Total assets$6.5B+2.7%

Cash flow

See full

Operating cash flow$11.8M+823%

CapEx$1.6M-64.0%

Free cash flow$10.2M+412%

Valuation

See full

Market cap$941.72M+60.6%

Enterprise value$322.46M-756%

P/E14.9×+3.4×

P/S4.9×+1.6×

Profitability

See full

Net margin32.9%+3.9pp

FCF margin30.8%+7.0pp

Returns & leverage

See full

Return on equity9.3%+1.7pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's allowance for credit losses?: Trustco Bank Corp (TRST) reported allowance for credit losses of $5.26B in Q1 2026.
How has Trustco Bank Corp's allowance for credit losses changed year-over-year?: Trustco Bank Corp's allowance for credit losses increased by 3.4% year-over-year, from $5.09B to $5.26B.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.