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Time deposits at other companies

Capital City Bank Group logo
Capital City Bank GroupCCBG
$76M+33.8%
STB
S&T BancorpSTBA
$1.98B+8.6%
SMB
SmartFinancialSMBK
$834.63M-8.0%
SBC
Seacoast Banking Corporation of FloridaSBCF
$674.55M+22.7%
JPMorgan Chase logo
JPMorgan ChaseJPM
CNB Financial logo
CNB FinancialCCNE

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's time deposits?
Trustco Bank Corp (TRST) reported time deposits of $2.25B in Q1 2026.
How has Trustco Bank Corp's time deposits changed year-over-year?
Trustco Bank Corp's time deposits increased by 9.1% year-over-year, from $2.06B to $2.25B.
What is the long-term trend for Trustco Bank Corp's time deposits?
Over 5 years (2020 to 2025), Trustco Bank Corp's time deposits has grown at a 10.5% compound annual growth rate (CAGR), from $1.3B to $2.14B.
What does time deposits mean?
Funds held in interest-bearing accounts with a fixed maturity date, such as certificates of deposit, which cannot be withdrawn without penalty before the term expires. These deposits provide the bank with stable, predictable funding for longer-term lending.