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Trustco Bank Corp TRST Allowance for Credit Losses on Financing Receivables - Individually Evaluated

Allowance for Credit Losses on Financing Receivables - Individually Evaluated at other companies

Center Bancorp logo
Center BancorpCNOB
$501K+40.7%
JPMorgan Chase logo
JPMorgan ChaseJPM
——

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's allowance for credit losses on financing receivables - individually evaluated?
Trustco Bank Corp (TRST) reported allowance for credit losses on financing receivables - individually evaluated of $0 in Q1 2026.
What does allowance for credit losses on financing receivables - individually evaluated mean?
This is the specific valuation allowance established for individual financing receivables that have been identified as impaired. It reflects management's estimate of credit losses for specific loans that do not share common risk characteristics with the broader portfolio. This metric is essential for assessing the adequacy of reserves against known high-risk exposures.