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Trustco Bank Corp TRST Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Capital City Bank Group logo
Capital City Bank GroupCCBG
-$792K+30.8%
CTB
Community Trust BancorpCTBI
SBC
Seacoast Banking Corporation of FloridaSBCF
Trustmark logo
TrustmarkTRMK

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's accretion (amortization) of discounts and premiums, investments?
Trustco Bank Corp (TRST) reported accretion (amortization) of discounts and premiums, investments of -$179K in Q1 2026.
How has Trustco Bank Corp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Trustco Bank Corp's accretion (amortization) of discounts and premiums, investments increased by 29.8% year-over-year, from -$255K to -$179K.
What is the long-term trend for Trustco Bank Corp's accretion (amortization) of discounts and premiums, investments?
Over 2 years (2023 to 2025), Trustco Bank Corp's accretion (amortization) of discounts and premiums, investments has grown at a -28.6% compound annual growth rate (CAGR), from -$1.73M to -$884K.
What does accretion (amortization) of discounts and premiums, investments mean?
Measures the periodic adjustment to the carrying value of investment securities to account for the difference between the purchase price and the par value. This process aligns the interest income recognized over the life of the security with the effective yield. It is a critical component in reconciling the bank's reported interest income with its actual cash flows from investments.