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Trustco Bank Corp TRST Financing receivable, allowance for credit loss, period increase (decrease)

Financing receivable, allowance for credit loss, period increase (decrease) at other companies

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$16K-63.6%
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$47.11M-9.8%
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-$900K-800%

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's financing receivable, allowance for credit loss, period increase (decrease)?
Trustco Bank Corp (TRST) reported financing receivable, allowance for credit loss, period increase (decrease) of $200K in Q1 2026.
How has Trustco Bank Corp's financing receivable, allowance for credit loss, period increase (decrease) changed year-over-year?
Trustco Bank Corp's financing receivable, allowance for credit loss, period increase (decrease) decreased by 0.0% year-over-year, from $200K to $200K.
What does financing receivable, allowance for credit loss, period increase (decrease) mean?
The net change in the total allowance for credit losses account during the reporting period. This reflects the balance between new provisions for loan losses and the utilization of the allowance through charge-offs or recoveries. It is a critical metric for assessing the adequacy of reserves against potential future loan defaults.