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Trustco Bank Corp TRST Financing Receivable Allowance For Credit Losses Write Offs

Financing Receivable Allowance For Credit Losses Write Offs at other companies

Capital City Bank Group logo
Capital City Bank GroupCCBG
$1.8M+11.5%
CTB
Community Trust BancorpCTBI

Segments

By geography

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FL$15K

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's financing receivable allowance for credit losses write offs?
Trustco Bank Corp (TRST) reported financing receivable allowance for credit losses write offs of $45K in Q1 2026.
How has Trustco Bank Corp's financing receivable allowance for credit losses write offs changed year-over-year?
Trustco Bank Corp's financing receivable allowance for credit losses write offs decreased by 63.7% year-over-year, from $124K to $45K.
What does financing receivable allowance for credit losses write offs mean?
The total dollar amount of loans deemed uncollectible and removed from the balance sheet during the period. This metric represents the realized credit losses within the loan portfolio. High levels of write-offs may indicate deteriorating asset quality or aggressive lending practices.