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Trustco Bank Corp TRST Financing Receivable Modification To Total Financing Receivables Percent

Discontinued — last reported Q4 '25

Financing Receivable Modification To Total Financing Receivables Percent at other companies

BancFirst Corporation logo
BancFirst CorporationBANF
$3.3M+73.7%
Corebridge Financial logo
Corebridge FinancialCRBG
1%-4.0pp
Trustco Bank Corp logo
Trustco Bank CorpTRST
0%
Capital City Bank Group logo
Capital City Bank GroupCCBG
0
Capital City Bank Group logo
Capital City Bank GroupCCBG
0
Center Bancorp logo
Center BancorpCNOB
$11.74B+54.7%

Segments

By geography

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New York And Other States0%-100%

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$948.18M+61.7%
Enterprise value$328.93M-769%
P/E15×+3.5×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesPercent.

The official record: Trustco Bank Corp’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's financing receivable modification to total financing receivables percent?
Trustco Bank Corp (TRST) reported financing receivable modification to total financing receivables percent of 0% in Q4 2025.
How has Trustco Bank Corp's financing receivable modification to total financing receivables percent changed year-over-year?
Trustco Bank Corp's financing receivable modification to total financing receivables percent decreased by 0.0% year-over-year, from 0% to 0%.
What does financing receivable modification to total financing receivables percent mean?
The ratio of modified or restructured loans to the total outstanding financing receivables. This metric quantifies the concentration of distressed assets within the overall loan book. A rising percentage suggests increasing systemic risk or broader economic challenges affecting the borrower base.